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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18660 reviews)

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4.92

Based on 18,660 reviews, last reviewed 8th Jul 2026

189050% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

When I first approached step change I was nervous an...

When I first approached step change I was nervous and frightened I can’t tell you what a relief it was to speak to someone that was so understanding and kind. I was helped so much and nothing was to much trouble. Reviewed on: 23rd May 2025

Fantastic service and very helpful and friendly staff.

Fantastic service and very helpful and friendly staff. Would definitely recommend this amazing charity to anyone who is in debt. Reviewed on: 23rd May 2025

Very professional caring and understanding, they put...

Very professional caring and understanding, they put your mind at ease and loose most of the stress and embarrassment of the situation. Reviewed on: 23rd May 2025

My experience with step change has changed my life.

My experience with step change has changed my life. They're so helpful, non-judgemental but above all they deal with my debtors on my behalf sparing me the worry of doing it myself. Wonderful charity! Reviewed on: 23rd May 2025

I was on debt for over 15k.

I was on debt for over 15k. After contacting the company all have been taking care of and my sleepless nights went away as soon as they took over. I'm nearly finished only 6-7months left.. Great service and support all the way.. Reviewed on: 23rd May 2025

Courteous and transparent dealing with debt manageme...

Courteous and transparent dealing with debt management issues Reviewed on: 23rd May 2025

Stepchange changed my life.

Stepchange changed my life. They allowed me to breath again. Got me out of my depression. Allowed me to spend my money on the things i needed to buy each month. Reviewed on: 23rd May 2025

Professional and very helpful.

Professional and very helpful. Peace of mind from the first day I spoke them, i highly recommend them if you have debt worries. Reviewed on: 23rd May 2025

Sorting my debt problems.

Having dug myself a big hole with debt I had nowhere else to turn until by some miracle an add popped up on my screen. StepChange Debt Management came up so I looked into this and decided that this was the way forward and not look back eversince Reviewed on: 23rd May 2025

Relieved

I was really worried about my debt but now I feel more in control. Really glad I've found a way out without feeling too overwhelmed. Reviewed on: 23rd May 2025

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