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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18647 reviews)

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4.92

Based on 18,647 reviews, last reviewed 26th Jun 2026

188550% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Fantastic service, very easy to complete the applica... Fantastic service, very easy to complete the application process. Reviewed on: 26th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18647)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

I felt comfortable talking to step change they didn'...

I felt comfortable talking to step change they didn't judge me in any way.. Reviewed on: 23rd May 2025

that first phone call

it was very had for me to make that first phone call to step change but I'm glad I did everyone I speak to makes everything easy for me Reviewed on: 23rd May 2025

Debt Management Plan Experience

Easy to get a Debt Management Plan online. It was recommended as the best option for me. Step Change contacted my creditors and arrange all the admin. Their recommendations to my creditors were accepted and all is proceeding smoothly after some 9 months. Reviewed on: 23rd May 2025

Not made to feel ashamed

Its a daunting task but the fact that it can be all done online without having to face anyone is excellent Reviewed on: 23rd May 2025

I can't tell you what a relief it was and as I find...

I can't tell you what a relief it was and as I find it difficult to talk over the phone due to surgery for tongue cancer everything was done online and by post, seemless Reviewed on: 23rd May 2025

My financial situation was getting out of control, I...

My financial situation was getting out of control, I had always managed to pay minimum payments but I was struggling. A friend told me about step change when I called the call handler put me at easy straight away. Process was easy and I come off the phone with hope. Reviewed on: 23rd May 2025

Very helpfull good customer service here to help you

Very helpfull good customer service here to help you Reviewed on: 23rd May 2025

Life saver

When I thought I would be forever in debt they came along and took over everything for me. Reviewed on: 23rd May 2025

Excellent customer service knowledge of staff is ama...

Excellent customer service knowledge of staff is amazing very supportive Reviewed on: 23rd May 2025

Very helpful and understanding staff

Very helpful and understanding staff Reviewed on: 23rd May 2025

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