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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18647 reviews)

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4.92

Based on 18,646 reviews, last reviewed 25th Jun 2026

188500% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Supported me through every stage of my IVA Completed an IVA with StepChange — it ran longer than planned thanks to emergency spending and furlough, but they were solid throughout. Never felt li... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18647)

Review of the StepChange, Debt advice:

Amazing .... Thank You

I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Helped me a lot.

Helped me a lot. They were very understanding. Didn’t judge and sorted my finances out for me. The advisors I spoke to were really nice and helpful. Explained all my options to the full and let me decide what I needed to do. Reviewed on: 23rd May 2025

After marriage break up I was left with so many debt...

After marriage break up I was left with so many debts and no idea how to tackle it. I was at the end of my tether and it was massively affecting my mental & physical health. After contacting step change they massively helped with sorting out and asking my debts . Without constant threats from collecting agencies . They were an absolute God send. I'm now paying off my debts and there input has given me a new lease. Reviewed on: 23rd May 2025

Very helpful customer service, easy to fill out the...

Very helpful customer service, easy to fill out the income and expenditure form Reviewed on: 23rd May 2025

Very helpful and understanding staff.

Very helpful and understanding staff. Overall a good experience. Reviewed on: 23rd May 2025

Great advice and knowledgeable staff.

Very knowledgeable staff, with advice tailored to individual circumstances, and affordable solutions. Easy to use online portal to keep on top of the debt management plan. Reviewed on: 23rd May 2025

Easy and pleasant to discuss your problems with.

Step Change have been very helpful right from the beginning of my relationship with them. I have an illness that causes me great anxiety and after going to them it has somewhat helped with that. They are all very easy to talk to and will spend as much time with me as I feel I need even though they are extremely busy much of the time. Reviewed on: 23rd May 2025

Such a brilliant charity

The thing that's good about Stepchange is they understand why people need help with debt and they are non-judgemental. You do a budget- which they will help you with if you need it and it is Stepchange who will work our what you can realistically afford to pay - and they then negotiate with your creditors on your behalf. What I like about Stepchange is that they are always there for you - even at your lowest point - they are on your side and will do their very best to work with you to get you over what can be a very difficult period in your life. They will do everything in their power to help you Reviewed on: 23rd May 2025

Stress free

I was in bad debt coming to step change has changed my life the stress has gone Reviewed on: 23rd May 2025

Stepchange put me on the right path to get me out of...

Stepchange put me on the right path to get me out of debt Reviewed on: 23rd May 2025

Free professional assistance without any judgement.

Free professional assistance without any judgement. Friendly and plenty of advice to get you back on track. Reviewed on: 23rd May 2025

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