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StepChange: Debt advice reviews

4.92
Based on 18,641 reviews, last reviewed 22nd Jun 2026
376800% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I don't know what I would do without step change. I don't know what I would do without step change. They have been very supportive over difficult times. Reviewed on: 21st June 2026
Mavis's avatar
Mavis

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
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Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18641)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Life changing support

5
Stepchange Charity has helped to turn my life around. I had and still have significant debt however I have, with the help of the charity arranged a repayment plan that I can afford. Reviewed on: 23rd May 2025

I had a restructure at my employment, which saw me g...

5
I had a restructure at my employment, which saw me go from £24,000 a year to £10,000. I was paying a lot a month for my debt £750 a month . I sank into a deep depression. After a while I found Stepchange who were awesome. They took note of the debts and took a detailed income and expenditure They told me how much I could afford comfortably, whilst still able to afford to live. They saved my life, my marriage and my home! Reviewed on: 23rd May 2025

It was so easy to complete the application.

5
It was so easy to complete the application. It was such a relief to be back in control of my finances Reviewed on: 23rd May 2025

Best decision.

5
Advisers were very pleasant and helpful. They really helped to make everything manageable and get on top of things. Have recommended to lots of people since as the assistance was invaluable. Reviewed on: 23rd May 2025

Professional and empathetic of your position.

5
Professional and empathetic of your position. Always ready to listen, especially a valued trait in times of stress Reviewed on: 23rd May 2025

They were compassionate, very helpful and supportive...

5
They were compassionate, very helpful and supportive in all ways. Vasrious options were presented so that one could make an informed choice and selcetthe one lost approriate for one's need. Reviewed on: 23rd May 2025

Don’t be embarrassed to ask!

5
We started out in a desperate state, we didn’t know what to do. The friendly team at Stepchange helped us clear all our debts and now we have finally paid everything off we can move forward in great position. Don’t be embarrassed to get help. Best thing we ever did. Reviewed on: 23rd May 2025

Very professional.

5
Always get the answer's that I need.very easy to get a response in a very little time. Reviewed on: 23rd May 2025

We were in crisis through sudden severe ill health a...

5
We were in crisis through sudden severe ill health and stepchange saved our lives and our children, thank you. Reviewed on: 23rd May 2025

Fantastic service

5
Fantastic service and brilliant support year on year and has made life easier Reviewed on: 23rd May 2025