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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18660 reviews)

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4.92

Based on 18,660 reviews, last reviewed 8th Jul 2026

189050% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Such a brilliant charity

The thing that's good about Stepchange is they understand why people need help with debt and they are non-judgemental. You do a budget- which they will help you with if you need it and it is Stepchange who will work our what you can realistically afford to pay - and they then negotiate with your creditors on your behalf. What I like about Stepchange is that they are always there for you - even at your lowest point - they are on your side and will do their very best to work with you to get you over what can be a very difficult period in your life. They will do everything in their power to help you Reviewed on: 23rd May 2025

Stress free

I was in bad debt coming to step change has changed my life the stress has gone Reviewed on: 23rd May 2025

Stepchange put me on the right path to get me out of...

Stepchange put me on the right path to get me out of debt Reviewed on: 23rd May 2025

Free professional assistance without any judgement.

Free professional assistance without any judgement. Friendly and plenty of advice to get you back on track. Reviewed on: 23rd May 2025

Step change are great

Can't fault step change at all they've really helped me get from owing far too much money to now where I am not far from being completely debt free Reviewed on: 23rd May 2025

Debt Free

I am now completely debt free thanks to StepChange, which is such a relief as I am 80 years old. Reviewed on: 23rd May 2025

Always there when you need help or advice

Always there when you need help or advice Reviewed on: 23rd May 2025

my experienced i did happy with the service.

my experienced i did happy with the service. I thing most of the stuff are so helpful and consederate of my circumtances.And friendly to talk to and soft spoken.And i was tearful during the coversaton that they reallly giving you advice right from their heart and made you feel safe. Reviewed on: 23rd May 2025

An excellent company helping customers to spread the...

An excellent company helping customers to spread their debt with affordable payments. With the clients becoming debt free much quicker . Reviewed on: 23rd May 2025

Life changing support

Stepchange Charity has helped to turn my life around. I had and still have significant debt however I have, with the help of the charity arranged a repayment plan that I can afford. Reviewed on: 23rd May 2025

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