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StepChange: Debt advice reviews

4.92
Based on 18,647 reviews, last reviewed 26th Jun 2026
188550% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic service, very easy to complete the applica... Fantastic service, very easy to complete the application process. Reviewed on: 26th June 2026
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A A

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
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Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18647)

Review of the StepChange, Debt advice:

I turned to step change in 2020 my marriage had bro...

5
I turned to step change in 2020 my marriage had broken down , and I was left with a lot of debts so I owed about 16000, at the time, iv been able to put all my debts as one payment, so far iv payed just over 6,000 pounds in the last 5 years I'm glad I did turn to step change, they have helped me sort out my debts and now iv been able to sleep at night Reviewed on: 24th May 2025

Brilliant very happy with service

5
Brilliant very happy with service Reviewed on: 23rd May 2025

Always helpful and polite.

5
Always helpful and polite.stop telling people to write more Reviewed on: 23rd May 2025

Helped when when things got difficult

5
Helped when when things got difficult Reviewed on: 23rd May 2025

Always helpful non judgmental .

5
Always helpful non judgmental . Helped me to feel in control of my life again , no more sleepless nights and worrying if I have enough at the cash point for what I need , helped me budget Reviewed on: 23rd May 2025

Was very worried and very upset,

5
Was very worried and very upset, that I could not repay my debts, Spoke to Step Change and was put at ease straight away, Reviewed on: 23rd May 2025

Life Changing

5
Very friendly and understanding, changed my life so much not worrying about debt. Reviewed on: 23rd May 2025

Their help was invaluable at a very difficult time.

5
Their help was invaluable at a very difficult time. Always a friendly, non judgmental person at the end of a phone Reviewed on: 23rd May 2025

StepChange Made A Real Difference!!

5
Really helpful, no judgement. Processes were all really simple to understand. Online platform was simple to use and get a quick overview of where you are. I would recommend StepChange to anyone who wants to get a better understanding of their money worries and get the help they need. Finally debt-free thanks to them. Reviewed on: 23rd May 2025

StepChange gave me structure, safety, and a way forw...

5
StepChange gave me structure, safety, and a way forward. From chaos to control, they helped me rebuild — one month at a time. Life-changing support. Reviewed on: 23rd May 2025

Got me out of an absolute financial mess

5
I was in an absolute financial mess with credit cards before I finally approached stepchange, who helped me by approaching my lenders, getting the interest frozen and working out at repayment plan that I could actually afford. Free service, amazing really. Reviewed on: 23rd May 2025

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