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StepChange: Debt advice reviews

4.92
Based on 18,642 reviews, last reviewed 23rd Jun 2026
188350% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Thanks to stepchange I can sleep again at night Thanks to stepchange I can sleep again at night Reviewed on: 23rd June 2026
sarah jane bell's avatar
sarah jane bell

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18643)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

5
A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

There is no shame in seeking a debt management plan

5
Stepchange helped us to acknowledge our debts without judgement and was instrumental in setting up a payment plan. They have helped and advised us on annual payment plans and contacted accounts on our behalf. They have been invaluable. Accessing account on line is easy, but they are only a phone call if needed. We are coming to the end of our plan and can finally look forward to peace of mind. There is no shame in admitting and accepting debt help, it can happen to anyone. It is certainly difficult at start as bank accounts had to change and no credit available for anything like phones, washing machines etc ; every penny is accounted for. But we persevered and educated ourselves with money along the way. Cannot recommend then highly enough. Reviewed on: 23rd May 2025

Non judgemental and solution focused

5
Polite, engaging, compassionate and empathetic staff. Sympathetic to people’s circumstances and very professional. I no longer feel like I’m drowning and can swim again. It all felt too much - the service is invaluable in this cost of living crisis! Reviewed on: 23rd May 2025

I was as many people are in a very bad way with dept.

5
I was as many people are in a very bad way with dept. Every month struggling to just pay the interest. Once I went to stepChange which was a very easy to do online you feel massive relief. Reviewed on: 23rd May 2025

Lost my business in 2018 covid etc step change helpe...

5
Lost my business in 2018 covid etc step change helped me as it was on credit cards they give you peace of mind 10 out of ten Reviewed on: 23rd May 2025

Been a great help during a difficult time

5
Been a great help during a difficult time Reviewed on: 23rd May 2025

Fantastically helpful.

5
Fantastically helpful. The man that u spoke to initially was really helpful, explained my options in detail and didn’t make me feel silly for my situation. Reviewed on: 23rd May 2025

Stepchange are amazing.

5
Stepchange are amazing. Cannot recommend highly enough. No judgement, just straight upfront advise and assistance. Reviewed on: 23rd May 2025

Financial support

5
They have helped me get back on my feet and advise me when I have doubts. Reviewed on: 23rd May 2025

Secured my financial future, saved me and my marriage.

5
Secured my financial future, saved me and my marriage. Reviewed on: 23rd May 2025

Very helpful and friendly.

5
Very helpful and friendly. Help with all my questions. On phone or email. Reviewed on: 23rd May 2025

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