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StepChange: Debt advice reviews

4.92
Based on 18,642 reviews, last reviewed 23rd Jun 2026
188350% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Thanks to stepchange I can sleep again at night Thanks to stepchange I can sleep again at night Reviewed on: 23rd June 2026
sarah jane bell's avatar
sarah jane bell

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18644)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

I consitently felt unjudged, heard, reassured and su...

5
I consitently felt unjudged, heard, reassured and supported by SC Reviewed on: 23rd May 2025

I was in a desperate situation, with no clear way out.

5
I was in a desperate situation, with no clear way out. StepChange was recommended to me by one of my creditors. From the first few words on the telephone I felt there actually was a genuine light at the end of a very long, very dark tunnel. My only regret is that I didn't know sooner how helpful they could be. Reviewed on: 23rd May 2025

Took the worry away

5
I was worried who was knocking on my door for money or how I was going to live but step change helped took the worry away best thing I ever did was ring them now I know il be debt free in 2 yrs time. Reviewed on: 23rd May 2025

Step change saved my life, literally!

5
Step change helped me out of a black hole, I did not know what to do but they helped me every step of the way, I called them up and a week later I was on a DMP and my debits were under control, I could breat again. Reviewed on: 23rd May 2025

Life saver, was totally overwhelmed with debt which...

5
Life saver, was totally overwhelmed with debt which started to affect our health. I would definitely recommend Step Change, best thing we did. Now we are well on our way to being debt free. Reviewed on: 23rd May 2025

Very helpful and very good at there service deliveri...

5
Very helpful and very good at there service delivering, Informative ,honest and detailed in what they do. GREAT GREAT GREAT thank you. Reviewed on: 23rd May 2025

Amazing.

5
Amazing. Took so much pressure off me when in a difficult situation. Very understanding and helpful and I am managing to pay off all the debt with StepChange help. Reviewed on: 23rd May 2025

Couldn't as for more help

5
Stepchange helped me at a very difficult time. There professionalism with dealing with a number of creditors helped me so I could finally look forward and sleep at night. Reviewed on: 23rd May 2025

The day I called I was literally crying with worry b...

5
The day I called I was literally crying with worry because of the stress of the cost of living and managing everything. The woman I spoke to was so lovely, patient and explained everything to me. Best decision I made Reviewed on: 23rd May 2025

Excellent service

5
I was struggling with nearly £18000 of debt but in 2022 stepchange started to manage my debts for me and now I only have a year left of payments to be debt free. It’s all managed online and free of charge . It’s an excellent service Reviewed on: 23rd May 2025

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