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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16789 reviews)

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4.95

Based on 16,789 reviews, last reviewed 17th May 2026

99700% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

takes the load off and is very straight forward takes the load off and is very straight forward Reviewed on: 17th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16789)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

I was lost and in debt and couldn’t see a way out of...

I was lost and in debt and couldn’t see a way out of a very dark time and don’t think I would be here if it wasn’t for StepChange and that’s the honest truth, please call them if you are going through the same difficult time. Reviewed on: 15th May 2024

Great customer servicethey help me put my mind and w...

Great customer servicethey help me put my mind and worries at ease Reviewed on: 15th May 2024

Stress. Managment

A couple of years back, things were coming to a head financially with loans and credit cards. I called step change and got everything managed, calls and E-mails to set up a payment plan and they sorted out with my creditors. Reviewed on: 15th May 2024

Amazing service

Very helpful from start to finish. They were exactly the help I needed when I needed it most Reviewed on: 15th May 2024

Cannot praise them highly enough.

Knowing that Stepchange was at the end of the phone with help and advice without judging helped me sort out my life as well as downpay my debts. They acted as a buffer between me and my creditors. There were regular reviews of my income and outgoings which helped to keep me on track. Reviewed on: 15th May 2024

Knowledgeable and respectful

Knowledgeable, kind and respectful customer support team. Very understanding and supportive. Non-judgmental in their approach, realistic and effective. Reviewed on: 15th May 2024

Changed my life , eased my financial worry.

Changed my life , eased my financial worry. Reviewed on: 15th May 2024

Absolutely amazing staff which were so helpful from...

Absolutely amazing staff which were so helpful from the start to the end Reviewed on: 15th May 2024

Life saver

Tuck the debt out of my hands sorted it off was such a weight off my shoulders Reviewed on: 15th May 2024

StepChange for better changes

StepChange have helped me out of a very depressing hole. The whole experience dealing with them has been fantastic and their staff are always compassionate and incredibly helpful. Reviewed on: 15th May 2024

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