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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16791 reviews)

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4.95

Based on 16,791 reviews, last reviewed 17th May 2026

99800% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Excellent Brilliant service always there to help Reviewed on: 17th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16791)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Very down to earth, helpful and highly recommend.

I was left in a bad situation because of lockdown and had no way out. Step change helped with everything and did their best to reduce the payments as much as possible. Even when I upped the payments they were concerned if I was able too and it was fine to pay the lower amount. They have been very helpful, respectful and great customer service. Reviewed on: 15th May 2024

Stepchange really helped me sort out all my finances.

Stepchange really helped me sort out all my finances. The advisor was really supportive and friendly. I was really anxious when I called to get help but the staff made me feel so at ease. Excellent company. Reviewed on: 15th May 2024

SECOND TO NONE

I needed help and I got it from stepchange even though I still get a million calls and letters from my creditors I tell them stepchange have my back Reviewed on: 15th May 2024

Excellent impartial advice, workable solutions and s...

Excellent impartial advice, workable solutions and seamless administration. Reviewed on: 15th May 2024

Generally good experience

Initially experience very good. Sympathetic caring staff. And plan set up quickly and easily. Since then I have struggled to get a response from emails and phone calls, assuming they are busy. Reviewed on: 15th May 2024

Excellent Service. Highly recommended

Excellent customer service. Understanding, helpful people. Would recommend to anyone experiencing financial difficulties. Reviewed on: 15th May 2024

Friendly, compassionate and professional

From my first phonecall I was met with compassion and professionalism The person at the end of the line made me feel as if I was not alone and there was light at the end of the dark tunnel I was in. Reviewed on: 15th May 2024

Priceless help

So helpful and supportive through a very challenging time. Reviewed on: 15th May 2024

Very helpful non-judgmental and genuinely want to help.

Very helpful non-judgmental and genuinely want to help. Don't be afraid to reach out to them if you need some assistance/guidance. Reviewed on: 15th May 2024

Amazing and reassuring

My initial call into StepChange, I was quite emotional and ashamed at how bad things had got. The call handler was amazing and so reassuring. Things were handled sensitively and the bombarding of letters stopped and I had time to breath. Reviewed on: 15th May 2024

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