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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

Steps to mindful financial management

Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Step change handled the whole process from start to...

Step change handled the whole process from start to finish. Very quick easy online application and prompt service. Would recommend this debt management company to anyone needing advice of assistance with their debt problems. Reviewed on: 1st May 2024

Contacted stepchange a few years ago because I was t...

Contacted stepchange a few years ago because I was totally in a mess with my finances couldn’t keep up with repayments was using different credit cards to pay each other wasn’t sleeping and was getting more withdrawn as time went on. Now I will be debt free later this year and I am so grateful for the help I received gave me my life back and helped me budget for a better financial future Reviewed on: 1st May 2024

income reduced

We unfortunately had our income reduced which meant we were struggling with our debts. we got in touch with step change and over a course of a few hours everything was set up and running. they literally did all the work for us so we didn’t need to get in touch with any companies. They sorted all the plan out. no one got in touch with us. They only thing we had to do was keep paying stepchange, they distributed the monies out. Once a year we do a review. That’s all. they are so good, they take everything you could possibly need into consideration during your budget, make sure you have enough money for everything you require then what’s left over is paid out. Reviewed on: 1st May 2024

Single parent with large debt.

Single parent with a large debt. After raising 2 children as a single parent I found myself in considerable debt. I turned to step change as I was unable to pay the monthly charges on my debts. They were not judgmental at all but put my mind at rest and helped me sort out my finances. I could not have done it alone. Over the years I have managed to pay off the majority of my debt without pressure from debt agencies and bailiffs. My life would have been very different if I had not been put in touch with them. Reviewed on: 1st May 2024

Great help

Gave us lots of advice and options and helped us sort things out would recommend 100% Excellent and very helpful and friendly Reviewed on: 1st May 2024

I have no idea what I would done without their...

I have no idea what I would have done without their excellent support They put me at ease from the first telephone call and helped me throughout my financial difficulties, their professional team are excellent I cannot praise them enough nothing was to much trouble for them as a result of which I am now debt free Reviewed on: 1st May 2024

So much thanks!

Truly great helpful experienced kind and respectful staff and service. I was very impressed after 4 hard moths of worry. Thank you all. Reviewed on: 1st May 2024

Life changing

StepChange have helped me turn my finances around. Things were spiralling out of control before my friend informed me of the charity. Ever since, I have been making payments in a way which is affordable, manageable, and realistic! I could not be more grateful for what they have done. The staff are extremely helpful and understanding, making every interaction easy. Reviewed on: 1st May 2024

Helpful and polite

Helpful and polite they helped me when I needed it. Reviewed on: 1st May 2024

Good advice

Good advice keeps me informed of my debts.deals with my payments to my creditors. Reviewed on: 1st May 2024

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