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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16793 reviews)

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4.95

Based on 16,793 reviews, last reviewed 17th May 2026

99900% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Stepchange have helped financially and mentally Stepchange have helped me reduce my debt with affordable payments. I used to do phone reviews annually but now I do them online. I can easily access a... Read more Reviewed on: 17th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16793)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

I was really stressed and struggling for a long time...

I was really stressed and struggling for a long time before I got in touch with these guys. They answered the phone the same day, went through my bills and I instantly felt reassured that my problems could be sorted. Reviewed on: 15th May 2024

Helped me to deal with debts I couldn't afford to pay.

Helped me to deal with debts I couldn't afford to pay. Was a relief which can be a life changing. Reviewed on: 15th May 2024

Amazing!

Step change have been amazing helped me sort my debts into a manageable payment plan Reviewed on: 15th May 2024

I'm really happy about their service, good customer...

I'm really happy about their service, good customer service and excellent communication skills Reviewed on: 15th May 2024

Step change helped me out of a hole.

Step change helped me sort my debt out when I fell on hard times. It's made life so much better. Easy to sort out and makes you feel less stressed with it all Reviewed on: 15th May 2024

i can not recommend enough - approachable,non-judgem...

i can not recommend enough - approachable,non-judgemental Reviewed on: 15th May 2024

Customer service are so lovely and calm and helpful

Customer service are so lovely and calm and helpful Reviewed on: 15th May 2024

Life changing

Took a very stressful and worrying time in my life and showed me the light at the end of the tunnel. Thought I was alone, I wasnt Reviewed on: 15th May 2024

DMP assistance

Step change has helped me manage my debt and worry less. Reviewed on: 15th May 2024

StepChange have been so wonderful and helpful with m...

StepChange have been so wonderful and helpful with me clearing my debts! The team are always helpful and kind which is so useful when feeling stressed about debt repayments Reviewed on: 15th May 2024

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