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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18652 reviews)

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4.92

Based on 18,652 reviews, last reviewed 30th Jun 2026

188700% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Probably saved my life can't thank you enough Probably saved my life can't thank you enough Reviewed on: 30th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18652)

Review of the StepChange, Debt advice:

Step change have been my saviours

They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

Feeling Good

I overspent big time on credit cards and Step Change helped me so much ,please get help you won’t look back Reviewed on: 23rd May 2025

Stepchange helped me see a way forward when I though...

Stepchange helped me see a way forward when I thought I was going to lose everything. They did not judge me or the position I was in and explained all the options available to me. The ongoing support is invaluable. Reviewed on: 23rd May 2025

As if I was saved from drowning, plenty of light at...

As if I was saved from drowning, plenty of light at the end of the tunnel Reviewed on: 23rd May 2025

Step Change - so helpful. Amazing service.

Step Change were so friendly and helpful and professional. I had been so worried about calling but they were amazing. I went from being in total despair to relief and having a light at the end of the tunnel. Every person I spoke to treated me with such respect and didn’t look down on me. They were so kind. Totally recommend them. Reviewed on: 23rd May 2025

Stepchange

I have been with Stepchange for many years with what began as overwhelming debt problems now close to being paid off. I would have no hesitation in recommending Stepchange for debt management. Reviewed on: 23rd May 2025

Help me from sinking to surviving at a time that was...

Help me from sinking to surviving at a time that was crucial. Reviewed on: 23rd May 2025

StepChange"stepped" in and took charge

In total despair before StepChange"stepped" in and took charge and set up my debt plan,made it affordable so I could pay my debts and still manage to live Reviewed on: 23rd May 2025

Understanding customer service

Very understanding customer service as money problems are always embarrassing but I felt very comfortable talking to Stepchange. No judgement just practical help Reviewed on: 23rd May 2025

Stepchange are the best

Stepchange put my mind at rest, negotiated with all those that i owe so i could only pay what i can afford. Reviewed on: 23rd May 2025

StepChange literally changed my life.

To say that StepChange changed my life would be an understatement. I had amassed debts through no real fault of my own (reduced family income along with redundancy and a critical illness in my family), but was losing sleep and worrying about how I could possibly replay back what I owed. StepChange supported me with a realistic debt management plan with my creditors where I could afford monthly payments while stopping interest accruing at a frightening rate. I have almost paid it off now, but my credit score has already improved again which means I have options and hope for the future for me and my family. I should have made these decisions even earlier but was embarrassed. StepChange restored my dignity throughout the whole process - for the first time, I did not feel alone with dealing with my debts. Reviewed on: 23rd May 2025

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