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StepChange: Debt advice reviews

4.92
Based on 18,655 reviews, last reviewed 1st Jul 2026
188850% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable institution Reliable institution that supports the client with the most update information and gives a great help with the finantial problems Reviewed on: 1st July 2026
Jose M's avatar
Jose M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18655)

Review of the StepChange, Debt advice:

Excellent service all round

5
Cannot praise enough everyone I have dealt with has been most helpful in some cases over and beyond what I would have expected they have certainly got us back on the road to recovery with a sensible affordable plan Reviewed on: 8th July 2020

I felt I was drowning and been harrased but stepchan...

5
I felt I was drowning and been harrased but stepchanged that for me it gave me breathing space. I have recommended family and friends that were struggling Reviewed on: 23rd May 2025

Coaxed into paying more than was affordable

1
Coaxed into paying more than was affordable Reviewed on: 23rd May 2025

They were very helpful and very quick acting to sort...

5
They were very helpful and very quick acting to sort everything out for me. It’s took a lot of money worry away from me. I would definitely recommend anyone who is struggling with debt to get in touch with stepchange Reviewed on: 23rd May 2025

Really friendly people on the phone.

5
Really friendly people on the phone. They all listened and didn’t judge Reviewed on: 23rd May 2025

Take back control

5
Making the first phone call was the hardest step. I was embarrassed and scared about the mess we'd got into with our finances. The call handler was friendly and reassuring and I never felt judged. Our options were explained carefully and the final decision was ours. Our DMP was created with us, taking into account the size of our family and realistic living. It's been a long road paying it but the end is in sight and we've still managed to live. Reviewed on: 23rd May 2025

8 year plan about to come to an end and so thankful...

5
8 year plan about to come to an end and so thankful I took the help Reviewed on: 23rd May 2025

Very helpful staff.

5
Very helpful staff. Whole process of a DMP was easy to set up. My debt is decreasing and this took alot of stress away for me. Reviewed on: 23rd May 2025

Saved by step change

5
I have been under stepchange for a while they have helped me emensely I don't think I would be here without them Reviewed on: 23rd May 2025

Stressed Retiree

5
I was very street after retiring, but once I spoke to StepChange they put my mind at rest & I felt more in control of my finances Reviewed on: 23rd May 2025

Stepchange saved my life.

5
Stepchange saved my life. I was in trouble and did not know where to turn and they threw me a lifeline and helped me work out a plan to get out of my debt. Over the past 10 yrs, they have helped me sleep peacefully, knowing my debtors are getting monthly payments in amounts I could handle. I am almost debt free now. The best part of this organisation was the way they made me feel… heard… and that I matter. These people are wonderful! Reviewed on: 23rd May 2025

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