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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18646 reviews)

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4.92

Based on 18,646 reviews, last reviewed 25th Jun 2026

188500% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Supported me through every stage of my IVA Completed an IVA with StepChange — it ran longer than planned thanks to emergency spending and furlough, but they were solid throughout. Never felt li... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18646)

Review of the StepChange, Debt advice:

No hassle no judgment help

Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Step change was a turning point for my family

Literally saved my life. From first hesitant call to today I’m forever thankful. I wanted to pay what was owed and step change allowed me to do that with dignity. Reviewed on: 23rd May 2025

Great Service

The whole process from the start was lengthy but well informed, I was made to feel like I had some help rather than being judged for my problems. Whenever I spoke to someone either online or on the phone, they were well informed and kind. Reviewed on: 23rd May 2025

Superb service and helpful , kind understanding.

Superb service and helpful , kind and understanding staff who basically get you through a dreadful time and give you hope for the future. Reviewed on: 23rd May 2025

I really hit rock bottom with my financial situation...

I really hit rock bottom with my financial situation but so glad I turned to Stepchange. I was really ashamed of being in so much debt but from the first phone call, they were so supportive and never judgemental. Just felt very supported and really wanted to sort it out for me. Reviewed on: 23rd May 2025

Stepchange have helped me so much.

Stepchange have helped me from being in debt after seperating from my partner and now I'm on top of it and more savvy with my money and spending. The best thing is you are not judged and they are very understanding in difficult situations. Stepchange have been a god send foe me. Reviewed on: 23rd May 2025

Fantastic people who listen care a show understanding .

Fantastic people who listen care a show understanding . Not judgemental Reviewed on: 23rd May 2025

I got into debt many years ago due to a marriage bre...

I got into debt many years ago due to a marriage breakdown. It was overwhelming fear and depression.Stepcjange lifted the worry within days by sorting out a debt plan and putting it in place. I'm still in the system and it is a worry but I have learned to cope now. Reviewed on: 23rd May 2025

I had bad card ,bank loans and overdraft problems bu...

I had bad card ,bank loans and overdraft problems but stepchange has helped me to sort all of that out Reviewed on: 23rd May 2025

Struggling financially

My ex left me in a lot of debt and step change helped me to pay it back in an affordable and manageable way . I had a couple of months where everything went wrong , was off sick and the lovely tax man took emergency tax off me so I was extremely short them months and they put my mind at rest and eased my anxiety Reviewed on: 23rd May 2025

Amazing Step Change

I was overwhelmed of my debts before I contacted StepChange. I was losing sleep, poor appetite & I was drowning of worries. Then my friend advised me to get in touch with Step Change and when I did it was a great help & I'm now have peace of mind. Reviewed on: 23rd May 2025

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