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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18639 reviews)

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4.92

Based on 18,639 reviews, last reviewed 20th Jun 2026

188300% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was at my wit's end with my debts I was at my wit's end with my debts and found out about Stepchange. They helped me budget my debts whilst managing my outgoings. They have been a go... Read more Reviewed on: 20th June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18639)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Very helpful and knowledgeable took all the stress o...

Very helpful and knowledgeable took all the stress off me Reviewed on: 23rd May 2025

Incredible organisation

I got into credit card and payday loans after my mother died. Step Change got me out of a deep dark whole. Thank you! You have to toe the line once you're on the plan, believe me. It's not a finger-clicking magic overnight solution, but my goodness me, I could not have become debt-free without them. Reviewed on: 23rd May 2025

Overwhelming debt and harassment from the credit car...

Overwhelming debt and harassment from the credit card companies. Used other credit cards to pay the extortionate monthly fees most of which was interest. Quite simply bled us dry. When we had nowhere else to go step change negotiations put us on an affordable scheme and gave us our piece of mind back Reviewed on: 23rd May 2025

I was in a mess.

I was in a mess. 9 creditors screaming for money, I lost track of what was owed to who and what has been said. Stepchange contacted them all for me and as long as i can keep up with the one single payment i will not have to speak to the creditors again. Lovely. Reviewed on: 23rd May 2025

Help and make life back again and give hope keep it...

Help and make life back again and give hope keep it up you are doing excellent. Reviewed on: 23rd May 2025

From the initial call to seek help and right through...

From the initial call to seek help and right through to helping put in place a DMP and indeed afterwards the support has been fantastic, lifts such a weight, the whole process whilst daunting a first was a lot easier than expected. Reviewed on: 23rd May 2025

Best thing we ever did

Felt like a weight had been lifted! Reviewed on: 23rd May 2025

Great service

They were very helpful and made it easy to get started with my debt Reviewed on: 23rd May 2025

Stepchange is a must

Was left in a lot of debt after a divorce. Stepchange were so understanding and helpful. Nothing was too much trouble and I was always kept uodated Reviewed on: 23rd May 2025

Saviours of the people

They are great, absolutely helpful without judging. When life got really tough, they were there to help me get through Reviewed on: 23rd May 2025

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