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StepChange: Debt advice reviews

4.95
Based on 15,672 reviews, last reviewed 6th May 2026
30933% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A cross to a vampire This is a brilliant service I have always likened this service as A cross to a vampire. I was having terrible calls before from my creditors Even ... Read more Reviewed on: 6th May 2026
Janet R's avatar
Janet R

Latest lowest rating:

1

StepChange helped me to sort my finances and life ou... StepChange helped me to sort my finances and life out without judgement. I can now sleep at night without worry and I’m not afraid to open my post any... Read more Reviewed on: 6th May 2026
Jane Ocain's avatar
Jane Ocain

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (15672)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

extremely helpful team of compassionate people

5
extremely helpful team of compassionate people Reviewed on: 1st May 2024

Step change was a life saver!

5
Step change was a life saver!! I was having sleepless nights, worrying about bills... I felt trapped!! Someone recommended Step change so I contacted them straightaway. They were friendly, competent and never made me feel awkward or embarrassed about my situation. They talked me through my finances and things finally made sense! They identified companies that I owed money to and we decided on a reasonable repayment offer, having completed a household budget within our means! With regular updates to your budget you can spot impending "hiccups" but there are always great staff to help you manage things. I would thoroughly recommend Step change to anyone, with their help you will be able to breathe again!! Reviewed on: 1st May 2024

I am very thankful

5
They helped me a lot and I am very thankful to them. Reviewed on: 1st May 2024

Feedback.

5
I so grateful for the management of my debt until to be debt free after 2 years, so very helphul and I recommended Step Change Charity thankyou very much Reviewed on: 1st May 2024

Supportive, empathetic, just awesome!!!

5
Supportive, empathetic, non-judgemental. Fantastic organisation doing really helpful and appreciative work during very hard times. Reviewed on: 1st May 2024

Due to health i found myself struggling with my cumu...

5
Due to health i found myself struggling with my cumulative debts,trouble is ud been burying my head in the sand oh ego played a part as well.i found the agents extremly hellpfull and took a lot of pressure off me.im nearly a year in in a few months i mat be able to substantially pay more to them and clear my debts earlier.i cannot thank. Them enough Reviewed on: 1st May 2024

Fantastic Service

5
From the very first interaction with Step Change I felt they really cared and wanted to help. They have helped me go from sleepless nights on how I was going to continue affording things to being able to see a way through. If anyone were to ever tell me they needed help with money I would a million percent recommend Step Change. They made the process simple and not at all stressful. Reviewed on: 1st May 2024

Don’t delay, get support

5
I was really worried… but the staff were all so lovely, kind, helpful and non-judgmental. They made a really difficult situation manageable. I can’t thank them enough. Reviewed on: 1st May 2024

Step change has helped me to get through and reduce...

5
Step change has helped me to get through and reduce the debt am owing. It was really difficult and did not know how to make payment that were piling up with interest. Reviewed on: 1st May 2024

Still not out of debt but making regular payments

5
I wouldn’t be in the situation I’m in now if it wasn’t for the super friendly and helpful people on the other end of the phone at step change, calls sometimes can be up to an hour and after a long que on the phone it makes a big difference to talk to someone friendly and on your side Reviewed on: 1st May 2024