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StepChange: Debt advice reviews

4.95
Based on 15,106 reviews, last reviewed 6th May 2026
12567% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very understanding and helpful very understanding and helpful but sometimes long wait times when phoning. They help you with all your options and explain what it means to you and an... Read more Reviewed on: 6th May 2026
Ian A's avatar
Ian A

Latest lowest rating:

1

DONT USE - TAKEN TO OMBUDSMAN They never helped me or even bothered to help and i was left in a bad situation Reviewed on: 6th May 2026
Jayden's avatar
Jayden

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (15106)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Reaching out to step change literally saved my life...

5
Reaching out to step change literally saved my life was so scared but they made it all so easy and have always been there through out and few months left and Iam completely debt free for first time in over 20 years and it’s helped me manage my finances and will never go back Reviewed on: 1st May 2024

Step change has completely changed my live all my wo...

5
Step change has completely changed my live all my worries have gone I can't thank them enough.I couldn't see any light at the end of the tunnel but now everything is that much brighter thank you stepchange Reviewed on: 1st May 2024

A life saver!

5
What a life saver. I was struggling financially and I came upon this organisation on the internet. Very straight forward. Non judgmental customer service. I can’t thank them enough. Thank you Step Chsnge for your amazing help. Reviewed on: 1st May 2024

Excellent company, understanding.

5
All in all a great service, was such a huge relief to get help, the staff were very understanding and efficient. Worth contacting with debt issues do not suffer alone or ignore. The very best company to use and contact. Highly recommend. Excellent company. Reviewed on: 1st May 2024

Peace of mind.

5
So pleased I decided to face my financial problems, and sort help from Stepchange. They have helped me manage my debts and I will be debt free in just a few years. The staff are very helpful and understanding and advised me on the help I could get, which I did not know about. Reviewed on: 1st May 2024

What a fantastic supportive efficient charity

5
I don't know what people would do without this charity. It has helped me reduce my overwhelming debts by liaising with all of my creditors and helping me make manageable monthly payments direct to stephchange to reduce my indebtedness. Reviewed on: 1st May 2024

Excellent service thank you they take time to help y...

5
Excellent service thank you they take time to help you if you have any problems Reviewed on: 1st May 2024

debit solution

5
They help me 100% with all my debts they taking all the stress of me because I did know what to do I suffer with mental health problems and I try to take my life but they step in and sorted all out for me so thank you stepchange so if you are in chrises with debts thees are your only solution they are Fantastic Reviewed on: 1st May 2024

Amazing, helpful company who helped me through diffi...

5
Amazing, helpful company who helped me through difficult times with my debt and I am grateful. Reviewed on: 1st May 2024

When I joined stepchange I had been in a debt manage...

5
When I joined stepchange I had been in a debt management plan with a different company and my debt wasn't coming down , as they was charging me so much and they was taking half of what I was paying in . Stepchange changed all that and I'm nearly debt free thanks to them . Without stepchange I might have done something stupid because I was at a very bad place in my mind , I wasn't sleeping and I was always worried bylift s would knock on my door . Reviewed on: 1st May 2024