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StepChange: Debt advice reviews

4.92
Based on 18,636 reviews, last reviewed 18th Jun 2026
188150% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I felt a bit daunted and embarassed, so kept putting... I felt a bit daunted and embarassed, so kept putting off ringing Stepchange. But I finally did it, and I really wish I had done it sooner. The person... Read more Reviewed on: 18th June 2026
Gilly G's avatar
Gilly G

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18636)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

They have helped me through some very difficult time...

5
They have helped me through some very difficult times They are very understanding and helped me Reviewed on: 23rd May 2025

From hopeless to back in control, our plummeting men...

5
From hopeless to back in control, our plummeting mental health has been reversed thanks to their help. Reviewed on: 23rd May 2025

Very helpful. Calms the nerves.

5
StepChange were very helpful and patient throughout the whole process, from informing me about the options available to me and their suitability for my circumstances to form completion and instructions on how to address issues with county courts. The process from start to finish is simple and straightforward and the addition of them implementing a period of breathing space also contribituted to easing any immediate worries that I had. Reviewed on: 23rd May 2025

Kind, supportive and fantastic staff

5
I was really worried and step change completely helped me. My journey with them has been excellent. My husband passed away after 18 months of starting our plan and the staff were so incredibly emphatic and supportive. It is a scary experience feeling like you are trapped with money worries and I would fully recommend step change to turn to Reviewed on: 23rd May 2025

Excellent weight off my mind and let’s hope the econ...

5
Excellent weight off my mind and let’s hope the economy recovers but doesn’t look likely any time soon. Reviewed on: 23rd May 2025

Was starting to lose sleep.

5
Was starting to lose sleep. I managed to get back on track. Thank you! Reviewed on: 23rd May 2025

Without you I don't think I would have coped.

5
Without you I don't think I would have coped. Although, not your fault, trying to speak to someone sometimes was a little tricky. Reviewed on: 23rd May 2025

Understanding staff changed my life

5
All staff are super friendly, patient, understanding and helpful. Cant thank you enough Reviewed on: 23rd May 2025

I was completely stressed out about debts didn’t kno...

5
I was completely stressed out about debts didn’t know what to do. Got in contact with step Change so easy to deal with just wish I’ve done it earlier slowly getting back on track with highly recommend if you’re in trouble just don’t put it off. Give them a call. Reviewed on: 23rd May 2025

Life changing experience,I Was going through a very...

5
Life changing experience,I Was going through a very difficult situation with my finance, sleepless nights on top a nights,working but just to pay my debt nothing left after pay day,then my wife told me about stepschange, I'll never heard of them,stepschange make BIG difference words can't explain, Reviewed on: 23rd May 2025

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