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StepChange: Debt advice reviews

4.95
Based on 16,312 reviews, last reviewed 7th May 2026
76850% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Life changing StepChange genuinely changed my life, giving me a way out of a spiralling cycle of debt and associated stress and depression. Reviewed on: 7th May 2026
Roy O's avatar
Roy O

Latest lowest rating:

1

Always found you very helpful. Always found you very helpful. Always willing to give me the best advice and never had to deal directly with my creditors Reviewed on: 7th May 2026
David I's avatar
David I

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16312)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Is the best one to help with all your debt.

5
Is the best one to help with all your debt. Reviewed on: 1st May 2024

Regain financial control and get your life back.

5
Having got myself financially swamped in what felt like a situation I would never get out of, StepChange brought me clarity, a solution and got me my life back. I was able to regain control, own the problem and ultimately breathe a huge sigh of relief that with StepChange help I could get this sorted for good. I have a way to go, however all is positive, I can live, not just exist and now have a completely different outlook and relationship with money. Reviewed on: 1st May 2024

I recommend it to anyone who needs professional help...

5
I recommend it to anyone who needs professional help in getting out of debt Reviewed on: 1st May 2024

I was so ashamed at having to get in touch

5
I was so ashamed at having to get in touch with anyone about this, I would never thought that I would get like into this predicament but I,did. If I hadn’t have Step Change. I honestly don’t know what I,would have done. Everyone I have ever spoken to have been fantastic and so very understanding and I can’t thank them enough’ Reviewed on: 1st May 2024

In my experience you can’t deal with debt on your own.

5
In my experience you can’t deal with debt on your own. Experienced and sympathetic help is required from detached professionals who aren’t just trying to profit from your situation. Step Change do that. Reviewed on: 1st May 2024

EASY OF USE

5
EASY OF USE AND UNDERSTANDING THE DIFFERENT WAYS OF DEBT MANAGEMENT SYSTEMS Reviewed on: 1st May 2024

Process was fairly easy and such a relief

5
Process was fairly easy and it was such a relief to have my debts consolidated into one affordable payment, I even went on to recommend Step change to my mum who also has debt problems. Reviewed on: 1st May 2024

Very helpful, i could have not survived without the...

5
Very helpful, i could have not survived without their help. I am happy for the assistance they provided Reviewed on: 1st May 2024

Step change change my life, they help when I was in...

5
Step change change my life, they help when I was in I was in deep debt and my streess, depression was really getting worst, step change help me a lot. I been financially better off since, Thanks to step change. Reviewed on: 1st May 2024

Helpful and great

5
They are so helpful And I would not be able to cope with the debt Reviewed on: 1st May 2024