Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 16,328 reviews, last reviewed 7th May 2026
77600% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful and understanding staff members. Very helpful and understanding staff members. Easy to talk and deal with Reviewed on: 7th May 2026
Vilma P's avatar
Vilma P

Latest lowest rating:

2

Not neurodivergent friendly and poor communication w... Not neurodivergent friendly and poor communication with creditors Reviewed on: 7th May 2026
Nicola W's avatar
Nicola W

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16328)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Step change helped me get my life back on track

5
Was in lots of debt even though I was working in a professional field. I felt embarrassed asking for help but it had to be done. I was treated with respect and with professionalism. Step change has changed my life and got me on track to sort out my debts and will be debt free in 12 months. It has made me reflect on my purchases and what I need and don't need. It has definitely made me reflect on using credit effectively to increase my credit score and not to get into uncontrollable debt again. Reviewed on: 1st May 2024

Excellent service.

5
Excellent service. Very helpful. Easy to do. Reviewed on: 1st May 2024

Help is at hand

5
Just the most understanding and professional people I have come across.They listen and advice you on what options are open to you, couldn’t of done it without them. Reviewed on: 1st May 2024

Needed support

5
Understanding professional supportive and distressing at a time that is so stressful and over bearing Reviewed on: 1st May 2024

Stepchange saved me.

5
Stepchange saved me. I was in such a mess after being widowed at a young age with 3 children. I had to use credit cards to live on. They helped to turn my life around! Reviewed on: 1st May 2024

This is a fantastic service to those who need it.

5
They turned a crisis into something I and my family could actually deal with over time. This is a fantastic service to those who need it. Reviewed on: 1st May 2024

Is the best one to help with all your debt.

5
Is the best one to help with all your debt. Reviewed on: 1st May 2024

Regain financial control and get your life back.

5
Having got myself financially swamped in what felt like a situation I would never get out of, StepChange brought me clarity, a solution and got me my life back. I was able to regain control, own the problem and ultimately breathe a huge sigh of relief that with StepChange help I could get this sorted for good. I have a way to go, however all is positive, I can live, not just exist and now have a completely different outlook and relationship with money. Reviewed on: 1st May 2024

I recommend it to anyone who needs professional help...

5
I recommend it to anyone who needs professional help in getting out of debt Reviewed on: 1st May 2024

I was so ashamed at having to get in touch

5
I was so ashamed at having to get in touch with anyone about this, I would never thought that I would get like into this predicament but I,did. If I hadn’t have Step Change. I honestly don’t know what I,would have done. Everyone I have ever spoken to have been fantastic and so very understanding and I can’t thank them enough’ Reviewed on: 1st May 2024