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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18664 reviews)

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4.92

Based on 18,663 reviews, last reviewed 12th Jul 2026

126067% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18664)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Stepchange heroes

I was drowning in debt no matter how much I tried to climb out of it. I was depressed and didn't see a way out until I contacted Stepchange. I can definitely say they saved my life. I was overwhelmed at first trying to sort all my finances out, but they made it so easy and helped me through every process. I did a DMP and am 4 months away from being debt free. They also have useful information and help so you don't get your into this financial position again. Would I recommend Stepchange? 100% yes. I really can't thank them enough. Reviewed on: 23rd May 2025

Life savers

Broke it all down I to manageable steps and liaised with third parties. Reduced length of repayments through negotiation. Reviewed on: 23rd May 2025

Fear and anxiety leave when Step change become invol...

Fear and anxiety leave when Step change become involved. They have helped beyond measure. I believed my circumstances would recover but they didn't. Think long and hard when deciding what to do. Reviewed on: 23rd May 2025

Fantastic service

Advisors are excellent and their processes Reviewed on: 23rd May 2025

Stepchange have changed my life!

Stepchange have changed my life! I'm so pleased that I got in touch with them when I did. Such an easy process and friendly staff. Reviewed on: 23rd May 2025

I was very overwhelmed with my situation the stepc...

I was very overwhelmed with my situation the stepchange helped me to get over my situation Reviewed on: 23rd May 2025

Sorted out my concerns promptly and politely.

Sorted out my concerns promptly and politely. Always good and non judgemental. Reviewed on: 23rd May 2025

So helpful and understanding.

So helpful and understanding. Step change have a Process that is easy to go through. Reviewed on: 23rd May 2025

Top class

Professional and pleasant and thorough customer agents Reviewed on: 23rd May 2025

Very helpful and never made me feel embarrassed.

Very helpful and never made me feel embarrassed. I’m now no longer as stressed as I was before Reviewed on: 23rd May 2025

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