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StepChange: Debt advice reviews

4.95
Based on 15,387 reviews, last reviewed 6th May 2026
21600% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The step changes charity are very helpful The step changes charity are very helpful Reviewed on: 6th May 2026
Meriem 's avatar
Meriem

Latest lowest rating:

1

Constantly getting emails and calls from lenders say... Constantly getting emails and calls from lenders saying I still owe them money and haven’t heard anything from StepChange Reviewed on: 6th May 2026
May's avatar
May

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (15387)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

5
I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Very helpful from start to where i am now.

5
Very helpful from start to where i am now. Couldnt complain about there help Reviewed on: 1st May 2024

Debt Can Be Managed Stress Free by 'Changing Step'

5
The advisers are excellent, patient and knowledgeable, aware they deal with people highly stressed by the pressure of being in debt and unable to cope with all aspects of managing it. The company obviously has people's interests at heart and does a good job at finding solutions suitable to each and every person. Reviewed on: 1st May 2024

fantastic service help me sort out my debts and take...

5
fantastic service help me sort out my debts and take the pressure off me and reduced my repayments Reviewed on: 1st May 2024

They took the worry away.

5
They took the worry away.was worrying about repayment.Stepchange sorted it for me. Reviewed on: 1st May 2024

I find Stepchange very helpful and supportive with m...

5
I find Stepchange very helpful and supportive with my case. Reviewed on: 1st May 2024

The second time will hopefully be the last!

5
This “unfortunately” is the 2nd time I’ve used Stepchange over the years. I find them to be utterly professional and their on line tooling extremely easy to complete/use. The feeling you get knowing that your debt is being repaid back but in a manageable way is awesome, literally a weight off your shoulders. I’m looking forward to being debt free is a short few years and not a complaint in sight from anyone during the first 18 months of my plan. Would highly recommend. Reviewed on: 1st May 2024

Felt like I was drowning in debt, worrying all the t...

5
Felt like I was drowning in debt, worrying all the time as my circumstances had changed. I am now in control with help from Stepchange. Thank you !!! Reviewed on: 1st May 2024

An incredible organisation.

5
An incredible organisation. I'm not sure how we would have managed to turn our finances around without their support, expertise and compassion. Reviewed on: 1st May 2024

Debt magicians

5
I've been with stepchsnge for sometime now and they have been excellent always there for help and support and have kept the creditors from my door debt is never a good thing but I would recommend them to anyone who is struggling to pays their debts Reviewed on: 1st May 2024

I could find no way out of my crisis!

5
I was deeply in debt with credit and store cards and could not longer meet my payments. I am a pensioner and just didn’t know how to resolve this. Stepchange took over the contact with my creditors and reached an affordable rate at which to settle the debts. I’m doing so took the worry and anxiety off my mind. Reviewed on: 1st May 2024