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StepChange: Debt advice reviews

4.95
Based on 16,086 reviews, last reviewed 7th May 2026
66000% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

Gold lifesaving award. At my age I didn't expect to find myself needing this sort of help, the step change guys treat me with respect and were very courteous and manage to s... Read more Reviewed on: 7th May 2026
Mr A's avatar
Mr A

Latest lowest rating:

1

Double redundancy Joined stepchange after being made redundant, then ha to rejoin after Covid because I was made redundant again. Always a great help - even when I app... Read more Reviewed on: 6th May 2026
Andrew's avatar
Andrew

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16086)

Review of the StepChange, Debt advice:

Step change have been my saviours

5
They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

I was at my wits end trying to balance my debts.

5
I was at my wits end trying to balance my debts. I couldn’t see a light at the end of the tunnel, but now with step change helping me I have a way out and I can live without debtors breathing down my neck. Reviewed on: 1st May 2024

people were just so helpful and friendly, they helpe...

5
people were just so helpful and friendly, they helped with how to go forward with my son's debt and other help that he might need, they supported us taking the right steps for him and contacted the companies, which really helped in taking the stress off of us, and made a difficult situation so much easier for us, I can't thank them enough for all their help Reviewed on: 1st May 2024

Amazing service- no stress debt solution

5
They have took the stress out of me dealing with debt. I will be debt free in under a year now- it started at £15k. Reviewed on: 1st May 2024

So very supportive and helpful at a very difficult t...

5
So very supportive and helpful at a very difficult time. Reviewed on: 1st May 2024

During Covid I got into financial difficulties

5
During Covid I got into financial difficulties, I contacted Stepchange and the advisor talked me through all of the available options and was very sympathetic. I can now see the light at the end of the tunnel and can sleep sound at night. I can’t thank them enough Reviewed on: 1st May 2024

An excellent organisation

5
Took away a huge amount of stress when I couldn't cope with life in general Reviewed on: 1st May 2024

StepChange are a life saver

5
StepChange have been excellent and very patient from the start. I was nervous about reaching out about my debts but as soon as I finished talking with them, I felt so much better and like there was a light at the end of the tunnel. I now feel I can breathe a little and some weight off of my shoulders. StepChange are wonderful and so helpful at every stage. Thank you. Reviewed on: 1st May 2024

Really helpful sorted debts into manageable amounts...

5
Really helpful sorted debts into manageable amounts dealing with creditors Reviewed on: 1st May 2024

When I found myself in what seemed like an impossibl...

5
When I found myself in what seemed like an impossible situation regarding my debt I spoke with the people at Stepchange : Debt Management and they showed me in straight forward honest discussions that there was a solution to my debt predicament . I joined Stepchange and have been making payments that I can afford and I have found the team at Stepchange are always there to advise and help me make correct decisions as to best way forward. Reviewed on: 1st May 2024

Before I spoke to them I felt I was trapped in a deb...

5
Before I spoke to them I felt I was trapped in a debt spiral following my divorce. StepChange helped me by talking to my creditors and arranging a payment plan at no cost. I now have a manageable debt payment that’s given me my life back. Reviewed on: 1st May 2024