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StepChange: Debt advice reviews

4.95
Based on 15,997 reviews, last reviewed 7th May 2026
61850% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Friendly, know what there doing. Friendly, know what there doing. Let them do what they do. Doesn’t cost charity based.. Reviewed on: 7th May 2026
Greg l's avatar
Greg l

Latest lowest rating:

1

Double redundancy Joined stepchange after being made redundant, then ha to rejoin after Covid because I was made redundant again. Always a great help - even when I app... Read more Reviewed on: 6th May 2026
Andrew's avatar
Andrew

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (15997)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Always friendly and helpful and full of good advice

5
Always friendly and helpful and full of good advice Reviewed on: 1st May 2024

First class advice and support

5
I will forever be grateful for the help and support I have been given by the staff at Stepchange. My creditors stopped harassing me for payment, the interest and additional charges stopped after a couple of months and I pay an affordable monthly amount. I highly recommend anybody struggling with debt to contact them Reviewed on: 1st May 2024

Absolutely outstanding don’t know where I would be w...

5
Absolutely outstanding don’t know where I would be without them Reviewed on: 1st May 2024

Very helpful

5
Helped me also managing my stress easier now thank you Reviewed on: 1st May 2024

Very friendly staff treat you with respect and are v...

5
Very friendly staff treat you with respect and are very helpful also their website is easy to use Reviewed on: 1st May 2024

Outstanding organisation life changing support

5
Once in a lifetime life changing support from Stepchange. Absolutely fantastic charity. Cannot thank them enough. Reviewed on: 1st May 2024

Huge Relief

5
Very helpful, no pressure, leave you alone, can sleep at night knowing that they are looking after me. Reviewed on: 1st May 2024

Dealing with outstanding debt

5
We had issues with outstanding debt, Stepchange were very helpful in sorting out our finances and dealing with our creditors. Reviewed on: 1st May 2024

I have nearly cleared 2 off my debts and slo...

5
I have got out and off nearly 2 off my debts and slowly getting financially on my feet knowing my debts are managed. Step change has done all the back and fro with the debts so has made that a lot easier plus a lot less stress as I was overwhelmed before I started using step change. Reviewed on: 1st May 2024

My debts had got out of hand

5
My debts had got out of hand and each month I didn’t know how I would pay everyone. I wish I’d contacted StepChange sooner - they helped me structure affordable payments to my creditors. They are so helpful when you get in touch with them and they never make you feel bad. An effortless way to manage payments. Reviewed on: 1st May 2024