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StepChange: Debt advice reviews

4.95
Based on 16,383 reviews, last reviewed 8th May 2026
80200% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

So glad we contacted Stepchange The best thing we ever done was to contact Stepchange. The stress we were under financially lessened with they're help.They are understanding and pati... Read more Reviewed on: 8th May 2026
MRS A's avatar
MRS A

Latest lowest rating:

2

Not neurodivergent friendly and poor communication w... Not neurodivergent friendly and poor communication with creditors Reviewed on: 7th May 2026
Nicola W's avatar
Nicola W

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16383)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Stepchange have truly changed my life.

5
Stepchange have truly changed my life. Without their help I have no idea where I would be in life. Their customer service is next level, they truly understand and empathise with you. They are there to help you get out of any trouble you’re in. They aren’t there to judge you, they truly offer the best solution for whatever situation you find yourself in. Don’t let debt control your life and stress you out, please take it from me as someone who waited too long and let it take a hold of me. You are not alone with your debts, reach out and get the help you need. You won’t regret it Reviewed on: 1st May 2024

very professional, no major problems with contacting...

5
very professional, no major problems with contacting me, until the very end of my repayment I felt that someone cared that everything ran smoothly. Thank you for your help and financial freedom. Reviewed on: 1st May 2024

Very helpful, calming and knowledgeable.

5
Very helpful, calming and knowledgeable. Helped me consolidate everything and dealt with creditors. Reviewed on: 1st May 2024

Massive relief with my debt management plan

5
I was absolutely beside myself before I contacted Stepchange ..sleepless nights & I felt absolutely awful. In the space of a week DMP was in place and the pressure was gone.. I have just over a year to go on my plan & my debt free future is in sight. Contacting Stepchange was absolutely the best thing I have done , no judgement from anyone, it’s just been sorted. All done online so very easy. Reviewed on: 1st May 2024

Thank You for giving me Hope!

5
I was feeling lost and alone until I contacted StepChange. The advisor that I spoke to was incredibly supportive and reassured me that I wasn’t alone, and there is light at the end of the tunnel. Thank you from the bottom of my heart! Reviewed on: 1st May 2024

I wish I done it sooner

5
Extremely helpful. Helped me to set up everything by filling one form. They did the rest with the lenders. Reviewed on: 1st May 2024

Worry gone and nice to know somebody is sorting it a...

5
Worry gone and nice to know somebody is sorting it all out for you Reviewed on: 1st May 2024

Step change have taking my worries away, what would...

5
Step change have taking my worries away, what would have resulted to depression. Step change help me to pay what i can avoid. Reviewed on: 1st May 2024

The place to call for impartial and FREE debt support

5
Suffered for years with debt and made a simple call. So helpful and supportive with great advice and guidance. Reviewed on: 1st May 2024

Worked with me.

5
Worked with me to get my creditor from calling and sending letters. Also helping to get my creditors paid without not more interest added to my debts. Reviewed on: 1st May 2024

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