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StepChange: Debt advice reviews

4.92
Based on 18,649 reviews, last reviewed 27th Jun 2026
188600% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very supportive and kind understanding of my situati... Very supportive and kind understanding of my situation and where I was at the time. Reviewed on: 27th June 2026
Cheikh C's avatar
Cheikh C

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18650)

Review of the StepChange, Debt advice:

Amazing .... Thank You

5
I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

After years of worry.

5
After years of worry. We bit the bullet and contacted step change. In fact we contacted them twice as the first time we didn't continue. After back and forth for a while we decided we needed to do something about our situation and we also needed to stop the spiral of debt "consolidation," which only got us in a worse position. We wish we had done this years ago! Reviewed on: 23rd May 2025

Don't think about it, just do it, contact StepChange

5
After many, many nights of worrying and sleepless nights, I finally contacted StepChange and it was the BEST decision I made. My mind was put at rest immediately. They took over all of my debts for me, and sorted everything out with my creditors with ease. The tremendous amount of pressure that I was under, has now gone. Reviewed on: 23rd May 2025

Step change are heroes

5
Step change has made my life livable and helped me with all my debts making an affordable payment. I'm looking forward to being debt free. I highly recommend it to anyone struggling financially. Reviewed on: 23rd May 2025

Was in a bad place financially was never able to get...

5
Was in a bad place financially was never able to get on top of my debt just bill after bill. A family member told me about stepchange so I contacted them and within a few days had a plan set up and never looked back. After 18 months I am now debt free and thanks to stepchange that was made possible. Reviewed on: 23rd May 2025

I was broke.

5
I was broke. Left without a way of earning money or paying any bill when Covid and bereavement hit. They listened to me cry. Reassured me and helped me. No signposting as such just good quality human interaction where we identified a plan. 5 years later they’ve supported me occasionally when creditors haven’t played ball. And by the end of the year I should be debt free. Can’t rate them highly enough. They did save my life. Reviewed on: 23rd May 2025

Stepchange have relieved the stress of my debts and...

4
Stepchange have relieved the stress of my debts and liased with my debtors on my behalf- it’s not a nice situation to be in- so having this help really has made me deal with my situation and hopefully put me on the right path. Reviewed on: 23rd May 2025

Weight off my shoulders didn't know what to do an st...

5
Weight off my shoulders didn't know what to do an stepchange were brilliant Reviewed on: 23rd May 2025

Amazing Support

5
Amazing supportive staff, never failed to help me in any situation Reviewed on: 23rd May 2025

Dealt with my query and DMP with compassion and empa...

5
Dealt with my query and DMP with compassion and empathy. Always go the extra mile to support and assist, taking into account my support needs Reviewed on: 23rd May 2025

Brilliant company to work with.

5
Brilliant company to work with. Helped find a solution and adapt when circumstances changed and never any judgement or criticism. Never feel worried to contact them or talk if needed. Reviewed on: 23rd May 2025

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