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StepChange: Debt advice reviews

4.95
Based on 16,564 reviews, last reviewed 10th May 2026
88900% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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3%
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0%
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0%
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Latest highest rating:

5

Paying of debts made simpler From the first time of contacting Stepchange they had taken away the pressure of how to deal with my deals, the process was simple and after going thr... Read more Reviewed on: 10th May 2026
Ray's avatar
Ray

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16564)

Review of the StepChange, Debt advice:

Step change is outstanding so effective

5
I have reduced my indebtedness within a short period and look forward to wiping it completely Reviewed on: 5th August 2021

Total satisfaction

5
Easy to set up, no judgements of me. Reviewed on: 1st May 2024

I was in debt in around £20000 got told about step c...

5
I was in debt in around £20000 got told about step change I put it off for months I was embarrassed but I was I had done it straight away great advise from start till this point now excellent service and help Reviewed on: 1st May 2024

They saved me from going under and have created a pa...

5
They saved me from going under and have created a path where I WILL get out of debt Reviewed on: 1st May 2024

Excellent service

5
Excellent service very professional were a great help Reviewed on: 1st May 2024

It’s been 3 years now .

5
It’s been 3 years now . The initial advice was really helpful in getting a handle of the situation . It seems lenders were sympathetic at first but now are ruthless in trying to get their money back . Don’t give in to their demands . If you can no longer afford the repayments use Stepchange to take action against them Reviewed on: 1st May 2024

So Reassuring & Kind

5
As an organisation they have been so amazing. Everyone I have spoken too really takes the time to understand and help. Debt is such a terrible place to be and you can feel quite alone. They helped. Me take back control and as a result I was able to see a way ahead and now have a date where I can eventually be debt free Reviewed on: 1st May 2024

Didnt know where to turn!

5
We got into serious debt and didn’t know where to turn! Step change helped sort everything out and got it into one manageable payment a month. I really don’t know what we would have done without them. Their customer service is brilliant whenever I have had to speak to someone they are very helpful and friendly. Reviewed on: 1st May 2024

Great Support System

5
Stepchange helped me sort my Debts out by Management Plan and taken a huge burden off my shoulders. This resulted in my improved mental health for past many years and allowed me to focus on my job, earnings and personal life. I thank enough to Stepchange for being an immense support. Reviewed on: 1st May 2024

Everyone I’ve spoken to has been understanding, kind...

5
Everyone I’ve spoken to has been understanding, kind and helpful. Reviewed on: 1st May 2024

Step change have helped me get out of a terrible sit...

5
Step change have helped me get out of a terrible situation and over time my debts have decreased. Reviewed on: 1st May 2024

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