Write a review

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16481 reviews)

View other StepChange products

4.95

Based on 16,481 reviews, last reviewed 8th May 2026

84850% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I have been with step change the last 3 years and th... I have been with step change the last 3 years and they helped me change my life, sympathic helpful and will always try to help you with the best solut... Read more Reviewed on: 8th May 2026

Latest lowest rating:

1

Terrible advice - got me into very long term de... Very very poor advice got me into very long term debt I would never recommend this service. I should have just gone bankrupt, instead I was stupid an... Read more Reviewed on: 8th May 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16481)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Huge Relief

Very helpful, no pressure, leave you alone, can sleep at night knowing that they are looking after me. Reviewed on: 1st May 2024

Dealing with outstanding debt

We had issues with outstanding debt, Stepchange were very helpful in sorting out our finances and dealing with our creditors. Reviewed on: 1st May 2024

I have nearly cleared 2 off my debts and slo...

I have got out and off nearly 2 off my debts and slowly getting financially on my feet knowing my debts are managed. Step change has done all the back and fro with the debts so has made that a lot easier plus a lot less stress as I was overwhelmed before I started using step change. Reviewed on: 1st May 2024

My debts had got out of hand

My debts had got out of hand and each month I didn’t know how I would pay everyone. I wish I’d contacted StepChange sooner - they helped me structure affordable payments to my creditors. They are so helpful when you get in touch with them and they never make you feel bad. An effortless way to manage payments. Reviewed on: 1st May 2024

I was in such a mess and couldn't find a way out of...

I was in such a mess and couldn't find a way out of it until step change helped me. Reviewed on: 1st May 2024

They have been a becon of light.

They have been a beacon of light and helped me from the very first contact, and dealt with my debts to the companies I owe releasing me of the stress. Reviewed on: 1st May 2024

Total Relief

It took a huge worry off my mind after my debt was managed by Stepchane Reviewed on: 1st May 2024

Excellent help when really needed

Stepchange helped me regain control of my finances all with great advice and care in a stressful time Reviewed on: 1st May 2024

You’re just an amazing company.

You’re just an amazing company. Staff r so helpful polite and listen Reviewed on: 1st May 2024

Helped turn my life around.

Helped turn my life around. Even when I was crying on the phone and frightened I was reassured and helped to take steps to get on top of things. I can’t thank step change enough Reviewed on: 1st May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt advice
from My Debt Plan 4.85 from 360 reviews
Advice service
from Debt Free Advice 5.00 from 5 reviews
Debt advice
from National Debtline 4.90 from 7 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 5.00 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub