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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18664 reviews)

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4.92

Based on 18,663 reviews, last reviewed 12th Jul 2026

126067% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18664)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

The support, advice and information that was given t...

The support, advice and information that was given to me by stepchange throughout the process helped me enormously fantastic support Reviewed on: 27th May 2026

The moment I contacted them I felt like a weight was...

The moment I contacted them I felt like a weight was lifted off my shoulders. The person I spoke to put me at ease and helped me see the light at the end of the tunnel. If you have money worries give them a call. They understand you don’t need to be ashamed about your situation. They will help you put a plan in place that’s affordable for you. Talk to your creditors and it also shows your creditors that you want to settle what you owe. Reviewed on: 27th May 2026

Life saving now out of debt

I needed help to get out of debt and Stepchange made that happen, where it was affordable for me and the time frame was not too long, they went over and above my expectations. Reviewed on: 27th May 2026

not much to say other than exceptional organisation...

not much to say other than exceptional organisation that gives you 6th emergency service PEACE OF MIND Reviewed on: 27th May 2026

Getting started.

Started off just filling in a questionnaire, very straightforward. Then was given options on action to proceed further. Very helpful service, and advice. Reviewed on: 27th May 2026

Life Changing

Five years, I didn't think I would be writing this. I was swimming in financial treacle, didn't know what to do. Contact Step Change and from first moment I was treated with compassion and in non judgemental manner.. Step Change changed my life back literally . Where now I have massively different outlook. In life, my priorities - family. Finances I am more in control and we'll manage. Thank you Reviewed on: 27th May 2026

Stepchange took a lot of worry from me on how I was...

Stepchange took a lot of worry from me on how I was going to clear my debts I only wish I spoke to them sooner Reviewed on: 27th May 2026

A two way debt solution

A suitable solution that gave your creditors confidence in your ability to reduce your debt while giving you peace of mind. Your plan was produced so as to satisfy your creditors while not damaging your ability to carry on. Reviewed on: 27th May 2026

I am so happy with the help from step change.

I am so happy with the help from step change. I am now debt free which is an amazing feeling Reviewed on: 27th May 2026

Easy to set up and peace of mind

Easy to set up and peace of mind Reviewed on: 27th May 2026

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