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StepChange: Debt advice reviews

4.95
Based on 16,552 reviews, last reviewed 9th May 2026
88350% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

They absolutely changed my life Before I was told about step change or CCCS as it was, I was absolutely terrified of letters, phone calls or even a knock on the door. My neighbour to... Read more Reviewed on: 9th May 2026
David w's avatar
David w

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16552)

Review of the StepChange, Debt advice:

Excellent from the very first step made me feel so a...

5
Excellent from the very first step made me feel so at ease Reviewed on: 25th May 2025

I feel less worried now and it's not affecting my me...

5
I feel less worried now and it's not affecting my mental health anymore. Reviewed on: 1st May 2024

When I was in a lot of financial difficulty and was...

5
When I was in a lot of financial difficulty and was scared about my next steps, I contacted stepchange who spoke with me indepth about how they could help, and arranged a repayment plan for me, all free of charge. Without them I would probably have had to go bankrupt. Reviewed on: 1st May 2024

Step Change have been very helpful.

4
Step Change have been very helpful in sorting out my debts. They talk you through what monies you have coming in and go through what your outgoings are according to a fixed system. After all this procedure the will let you know what is the best way to deal with your outstanding debts. Reviewed on: 1st May 2024

Understanding and non-jidgmental.

5
Understanding and non-jidgmental. Amazing when it feels like there is no answer and you are alone Reviewed on: 1st May 2024

Anxiety Relieved

5
They have taken away a lot of worry from us with their solution to our indebtedness with all our debtors agreeing to their programme for the monthly repayments. So they have taken a great weight off allowing us to get on with our lives without dreading the almost daily pressure of bills or unwanted phone calls from the numerous organisations we owe money to. Reviewed on: 1st May 2024

abbsolutly brillient.

5
abbsolutly brillient.Extreamly helpfull put muy life back on track Reviewed on: 1st May 2024

Great support in a time of anxiety

5
They supported us through our time to get out of debt. Nothing was too much trouble. Always replied to query emails promptly and were able to solve our problem Reviewed on: 1st May 2024

I’ve been on my debt plan for 8yrs, I’ve just got 1...

5
I’ve been on my debt plan for 8yrs, I’ve just got 1 payment left. Stress free to start and maintain. No calls from debtors and finally at the end of my journey. I can now get divorced and move on with my life. Reviewed on: 1st May 2024

The best debt management solution for anyone

5
They manage my debt since 2016 and I can’t thank them enough for the help support. I don’t worry anymore about my debt as I know it is sorted Reviewed on: 1st May 2024

Very easy to deal with and did not judge.

5
Very easy to deal with and did not judge. DMP was easy to set up and the monthly statements are good with keeping up to date on payments and balances. Reviewed on: 1st May 2024

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