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StepChange: Debt advice reviews

4.95
Based on 16,612 reviews, last reviewed 10th May 2026
91250% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

Great Advice - No Judgment! Although I was well over retirement age, I had continued to work in order to pay off my credit card debts. Unfortunately, I had to give up work comple... Read more Reviewed on: 10th May 2026
Grumpy Old Georgie's avatar
Grumpy Old Georgie

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16612)

Review of the StepChange, Debt advice:

Fantastic

5
I was extremely overwhelmed with my debt and Step change has been amazing at helping me manage it. The main thing for me is when you call up, staff are extremely helpful and talk you through everything. Reviewed on: 23rd May 2025

High standards of communication and willing to deal...

5
High standards of communication and willing to deal with debt collectors Reviewed on: 1st May 2024

Made redundant

5
Step Change really helped me get through this when i got made redundant. Reviewed on: 1st May 2024

Step Change gave me my life back.

5
I was left struggling following leaving my husband as I was a victim of domestic abuse, step change helped from the first contact, as I struggled with my emotions they allowed me to carry out the Majority of the application online and followed up by a very short phone call. At all times they have been very compassionate, and understanding the process of arranging a debt management plan was really easy and set up in no time at all. They carried out all the contract with credit agencies and kept me updated all the way. I wouldn’t have been able to see light at the end of the tunnel with out the professionalism I now believe I’m a survivor of abuse rather than a victim from the confidence they have given me. Thank you step change. Reviewed on: 1st May 2024

They’ve gave me peace of mind and improved my mental...

5
They’ve gave me peace of mind and improved my mental health Reviewed on: 1st May 2024

Mi experiencia ha sido muy satisafctoria, el trato...

5
Mi experiencia ha sido muy satisafctoria, el trato cordial, la disponibilidad del personal para atender y ayudar a solucionar mis dificultades, ha sido en todo momento excelente, les estoy sumamente agradecida. Reviewed on: 1st May 2024

Very helpful, understanding and sympathetic staff th...

5
Very helpful, understanding and sympathetic staff that put our minds at ease at stressful time Reviewed on: 1st May 2024

Saviours

5
I was in a lot of debt and contacted Stepchange as the debt was affecting me. After going through what I owed and setting up a debt plan for me I felt a weight lift off my shoulders and could concentrate on what was important such as my mortgage without having to worry about my debt as I knew how much money I would have left every month and knew my debt was reducing. Reviewed on: 1st May 2024

I've been wuth step change a number of years now and...

5
I've been wuth step change a number of years now and I can say it was the vest option that I've ever taken financially. Reviewed on: 1st May 2024

Best thing I did going to Stepchange

5
My Mother died I got credit cards and took them to the limit to make me feel better,but I had £32,000 debt I heard about Stepchange and they were excellent now I'm on the right road thank you Stepchange. Reviewed on: 1st May 2024

A Change for the better

5
I was unsure about debt management and was more than a little embarrassed to be in a position where I needed help (I am 70). Step Change were easy to contact and it was straightforward to provide the information that was required. The people I spoke to were extremely helpful and not judgemental in the slightest which was a huge relief! Reviewed on: 1st May 2024