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StepChange: Debt advice reviews

4.95
Based on 16,452 reviews, last reviewed 8th May 2026
83450% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Robbing Peter to pay Paul Due to things beyond my control I got myself in a complete mess. I was robbing Peter to pay Paul each month and getting no where apart from being very... Read more Reviewed on: 8th May 2026
Julie Hautot's avatar
Julie Hautot

Latest lowest rating:

1

Terrible advice - got me into very long term de... Very very poor advice got me into very long term debt I would never recommend this service. I should have just gone bankrupt, instead I was stupid an... Read more Reviewed on: 8th May 2026
Darren M's avatar
Darren M

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16452)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

the best of the best

5
Great people with clear step by step action on how to best resolve your situation. Always go the extra mile and can accommodate for any life inconveniences / curves balls Reviewed on: 1st May 2024

Before I contacted Step Change I didn’t know where t...

5
Before I contacted Step Change I didn’t know where to turn for help. I was constantly worried and stressed about money. When I had paid my bills I had nothing left to live on so then had to borrow more money to survive the month till the next pay day. Due to COVID all my overtime was stopped leaving me with even less wages to pay my bills. I spoke to a friend who suggested I contact Step Change and I’m so glad I did as it was the best thing I could have done. Now my debts are still getting paid but I have money to live on.A massive thanks to them for helping me to get out of my financial difficulties. Reviewed on: 1st May 2024

Stepchange have helped me get back on track with my...

5
Stepchange have helped me get back on track with my outstanding debts. Reviewed on: 1st May 2024

Simply the best

5
They are simply so good friendly very knowledgeable nothings too much trouble always adding yiu . Yiu are not alone with stepchange Reviewed on: 1st May 2024

The way I have been advised on my case was excellent.

5
The way I have been advised on my case was excellent. Reviewed on: 1st May 2024

StepChange, changed my life, I was in a dark place b...

5
StepChange, changed my life, I was in a dark place before I contacted them. They was kind and caring and there help and advise changed my life for the better they should me how to budget my income better and pay off my debts without the terrible stress I was under before I contacted them Reviewed on: 1st May 2024

The care, attention to detail and encouraging suppor...

5
The care, attention to detail and encouraging support I have received from StepChange has allowed me to increase my confidence in money management. As a result, debt management has made me deal with my issues in a stress free way. I do not know what I would have done, had it not be for this incredible organisation and the staff team. Reviewed on: 1st May 2024

I have been using Stepchange for a while now and the...

5
I have been using Stepchange for a while now and they have helped me a lot. They took over my debts and negotiated a payment which was much reasonable for me to pay my creditors. The staff i spoke to was most helpful. He gave me peace and calmed my nerves. Reviewed on: 1st May 2024

Great service

5
Easy to set up and the customer service colleagues are very helpful Reviewed on: 1st May 2024

Great service

5
Very understanding staff no judgement at all such a weight off my shoulders . Helped me choose the correct plan for me and once reviewed my circumstances had changed so the plan was rearranged by a really helpful member of staff . Excellent communication from the start . Also review regularly and tools to keep you on track and lots of information which is Very helpful Reviewed on: 1st May 2024

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