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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16476 reviews)

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4.95

Based on 16,476 reviews, last reviewed 8th May 2026

84600% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Financial helpful service Very helpful and understanding staff . Reviewed on: 8th May 2026

Latest lowest rating:

1

Terrible advice - got me into very long term de... Very very poor advice got me into very long term debt I would never recommend this service. I should have just gone bankrupt, instead I was stupid an... Read more Reviewed on: 8th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16476)

Review of the StepChange, Debt advice:

Steps to mindful financial management

Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

They have been my lifesaver so helpful non judgement...

They have been my lifesaver so helpful non judgemental & professional I highly recommend them Reviewed on: 1st May 2024

Compassionate and efficient

Really compassionate and caring, good at getting the job done. Reviewed on: 1st May 2024

My personal experience with Stepchange is excellent.

My personal experience with Stepchange is excellent. The reason I put a 1 for recommendation, is just hoping that I would never have too. Reviewed on: 1st May 2024

I have been with Step Change for many years they hav...

I have been with Step Change for many years they have helped me through some very hard times. Being in Debt is not pleasant Reviewed on: 1st May 2024

Absolutely brilliant.

Absolutely brilliant. I was recommended stepchange by a family member and they have been amazing. Reviewed on: 1st May 2024

Non-judgmental, friendly but businesslike.

I'm relieved that, although I still have debts, they are being managed in a sustainable and stress-free way. I didn't want to be or anticipate being in debt when I retired but at least there is now some light at the end of the tunnel. I am grateful to Stepchange for dealing with me in a non-judgmental and friendly but businesslike way. Reviewed on: 1st May 2024

Peace of mind

Step Change has given me the peace of mind that my debt is being payed back in an affordable way. I’m so glad that a charity told me about them. I couldn’t recommend them enough. Reviewed on: 1st May 2024

They are the most lovely kind people you could ever...

They are the most lovely kind people you could ever want to talk to about your problems they are unbelievable Reviewed on: 1st May 2024

I was in dept and did not know were to turn I was ad...

I was in dept and did not know were to turn I was advised to contact dept change and never looked back Reviewed on: 1st May 2024

Supportive and informative advice. Exceptional service.

I went to StepChange when I was right at the point of disaster after a change in circumstances. The person I spoke to talked through my options and recommended debt management, and said I was entitled to Breathing Space which was a godsend. I am now almost 3 years into my plan and it has changed my life so much. I can afford to live again without the constant fear which was making me quite ill. I cannot thank them enough for their help. Reviewed on: 1st May 2024

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