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StepChange: Debt advice reviews

4.95
Based on 16,486 reviews, last reviewed 8th May 2026
85100% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

LIFE SAVERS Gone from worry and sleepless nights, to a call which literally changed everything. Cannot recommend them highly enough. Go on, what harm can it poss... Read more Reviewed on: 8th May 2026
CR's avatar
CR

Latest lowest rating:

1

Terrible advice - got me into very long term de... Very very poor advice got me into very long term debt I would never recommend this service. I should have just gone bankrupt, instead I was stupid an... Read more Reviewed on: 8th May 2026
Darren M's avatar
Darren M

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16486)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Friendly supportive and caring

5
Very friendly caring supportive from the moment I contacted them every time I have contacted them they have always been very helpful and caring and have always managed to resolve everything in a friendly professional way Reviewed on: 1st May 2024

They helped a great deal.

5
They helped a great deal. I suffer from depression and panick attacks. I was so anxious but the people were very supportive and took there time to answer my questions. The were professional and helped a lot. Thank you. Reviewed on: 1st May 2024

7 years in from 40K in debt to under 5K best thing I...

5
7 years in from 40K in debt to under 5K best thing I’ve ever done Reviewed on: 1st May 2024

The whole process was very smooth from start to fini...

5
The whole process was very smooth from start to finish and therefore a lot of stress and worry was taken away from me, which is obviously a huge relief. I would wholeheartedly recommend stepchange to friends and family if they are in a similar situation to myself Reviewed on: 1st May 2024

StepChange have transformed my life

5
Stepchange have taken the burden of my debts and compacted them. They have done everything for me and it has taken so much stress and anxiety away, as i just didn't know what to do and was becoming ill because of my debts. Reviewed on: 1st May 2024

Helping to settle all loans in 1 monthly payment.

5
I'm thankful to StepChange to make all loans in 1 payment; To contact the creditors and they to understand some people have difficulties! Reviewed on: 1st May 2024

Helpful kind easy to talk to understanding

5
Helpful kind easy to talk to understanding Reviewed on: 1st May 2024

Helped get control of an awful situation

5
We have been with Stepchange for a number of years and cannot say enough in praise for their help, guidance and support in what was a devastating time for my family. They took the stress off my shoulders and took control of my spiralling situation. Reviewed on: 1st May 2024

Took pressure off

5
Step for change sorted everything for me setting up a debt management plan, I know it’s gonna be a long journey but feel less stressed knowing I’m doing something about it Reviewed on: 1st May 2024

Debts sorted

5
StepChange helped me when I was struggling under a mountain of debt. They took care of managing all my debts, and communicated with all my creditors. I just made my monthly payment, and now my debts are all paid off. I would highly recommend StepChange to anyone struggling with their debts. Now I can look forward to saving up to buy a house. Reviewed on: 1st May 2024