Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 16,491 reviews, last reviewed 9th May 2026
85350% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent, easy to follow steps and advice. Excellent, easy to follow steps and advice. Reviewed on: 9th May 2026
Anthony M's avatar
Anthony M

Latest lowest rating:

1

Terrible advice - got me into very long term de... Very very poor advice got me into very long term debt I would never recommend this service. I should have just gone bankrupt, instead I was stupid an... Read more Reviewed on: 8th May 2026
Darren M's avatar
Darren M

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16491)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Help when it was most needed.

5
I was close to the end of my tether when I found Stepchange.. They have been so helpful and helped me through a tough time. They are always there to help whenever it is needed with understanding and lots of helpful advice. I am and always will be so grateful to them for all their help. Reviewed on: 1st May 2024

Invaluable service.

5
Invaluable service. Helped me reduce my monthly debts by £300.Taken the worry away. Reviewed on: 1st May 2024

Took so much pressure of my shoulders, kind understa...

5
Took so much pressure of my shoulders, kind understanding, no judgment and made the process so seamless. Reviewed on: 1st May 2024

Step change can and will help you!

5
I accumulated debt due to a drastic change of circumstance. Step change worked out an affordable plan with me, no judgment just sympathy and support for the situation I had found myself in. I am now only one year away from being completely debt free. I’d never imagined I’d be saying that 6 years ago. Reviewed on: 1st May 2024

Great company

5
Con only recommended this company. All the people I have spoken to are very knowledgeable and no question is a silly question. Very professional and puts your mind to rest straight away Reviewed on: 1st May 2024

Just fantastic non judgemental help

5
The staff were very helpful not judgemental and explained all the options open to me they were amazing Reviewed on: 1st May 2024

Life changers.

5
I cannot fault step change in anyway. They have got it exactly right. Great service, support, ease of set up, updates etc. I was in a bad place with money and I dreaded asking for help. I was embarrassed to be honest. I was also at my wits end and sinking. The whole process was simple to set up. The ongoing support has been perfect and hassle free. I am still in debt but now have breathing space and I can see an end. If you are reading this and are unsure, please don’t waste anymore time. Take the plunge and make contact. I promise you won’t regret it. Reviewed on: 1st May 2024

Need help with debt I reccomend Step Change

5
I turned to step change when my debt got out of control. They listened to my crying on the phone, they did not judge me they helped me. They worked out my incomeing and outgoings and found an affordable amont that i could pay.I have another 9 months and I will be debt free. Reviewed on: 1st May 2024

Amazing work

5
All sorted perfectly, good team. Reviewed on: 1st May 2024

Absolutely amazing. Cannot thank enough

5
I would have never been debt free if it was not for you . I cannot thankyou enough for all the help and support you have given us. I have recommended you to 2 other people who I knew was struggling to clear there debt. They cannot thank me enough as you are changing there life as well. Thank again so much. Was an amazing feeling to know I am almost debt free Reviewed on: 1st May 2024