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StepChange: Debt advice reviews

4.95
Based on 16,653 reviews, last reviewed 11th May 2026
93200% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

STEP CHANGE LIFESAVER If you are serious about getting your life together again, step change, debt, advice will help you take the pressure off. Then you can begin to rebuil... Read more Reviewed on: 11th May 2026
michael georgiou's avatar
michael georgiou

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16653)

Review of the StepChange, Debt advice:

Fantastic

5
I was extremely overwhelmed with my debt and Step change has been amazing at helping me manage it. The main thing for me is when you call up, staff are extremely helpful and talk you through everything. Reviewed on: 23rd May 2025

Peace of mind.

5
Stepchange give you some peace of mind instead of dealing with the company you owe money. They talk on your behalf. I am still paying my debt for little my little. Dealing with the person o company you owe money would be much worse. I would not be able to handle the situation. So far stepchange been great. Reviewed on: 1st May 2024

Step Change, the best thing since sliced bread.

5
We had quite a lot of debt and eventually contacted Step Change I believe in 2018, it is now 2024 and I am hoping and expect my debt to be cleared by December this year, Step Change has been with me every step of the way, I don't know where I would have been if I had not contacted them those 6 years ago, they have been very professional always polite and I cannot emphasize enough how fantastic they have been and they are still helping me until the end of the year, I recommend them to anyone who has any financial problems, you will not regret it, Thank you Step Change for everything you have done for us. from I. & M. Reviewed on: 1st May 2024

They gave me a clear mind so at last I could sleep a...

5
They gave me a clear mind so at last I could sleep at night. Reviewed on: 1st May 2024

Amazing experience with Stepchange

5
Well where do I start, what an amazing team at Stepchange, every time I contacted them I dealt with a polite, helpful experienced person who had empathy and positivity. Before contacting you I was so anxious and worried and couldn’t sleep at night, the first phone call resolved that and continued to do so. I can’t thank you guys enough. Such a professional team and exceptional at there job! Reviewed on: 1st May 2024

Step change have helped me manage my finances better...

5
Step change have helped me manage my finances better and help me see light at the end of the dark tunnel. Reviewed on: 1st May 2024

Easy to set up, friendly non judgemental staff.

5
Easy to set up, friendly non judgemental staff. Easy monthly payments and it’s great to have a steady plan knowing I’ll be debt free soon. Reviewed on: 1st May 2024

Weight lifter

5
Severe debts managed into monthly payments was a large weight of our minds Reviewed on: 1st May 2024

Stepchange helped me when I was really low

5
I found stepchange when I was in a situation where my debts were out of hand and I could not get on top of them. They took the stress away from me and contacted all my creditors and got all my additional charges frozen. I then did an income and expenditure form where we worked out what I could afford to pay step change, and they then split that between each creditor. I am still paying this now and have never been stressed about my debt since. Stepchange literally helped me come out of depression I had around mu finances! Reviewed on: 1st May 2024

If it wasn’t for step change. .

5
If it wasn’t for step change. I don’t know where I’d be. They have been amazing from the start. And always there to help if I need it. Reviewed on: 1st May 2024

StepChange dug me out of a hole

5
It took less than a week for StepChange to get my debts organised into small payments and show me all the options that were available. They gave a full detail account of all my options and let me decide how I felt was best for me to pick. Debt Management Plan is easy to understand and set up and payments can be changed to suit my circumstances. Reviewed on: 1st May 2024

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