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StepChange: Debt advice reviews

4.95
Based on 16,665 reviews, last reviewed 11th May 2026
93800% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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3%
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0%
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Latest highest rating:

5

StepChange is a lifesaver! Absolutely amazing support. The staff I spoke to were incredibly empathetic, non-judgmental, and understanding of my situation. They set up a Debt Man... Read more Reviewed on: 11th May 2026
M P's avatar
M P

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16665)

Review of the StepChange, Debt advice:

The wisest decision we made was to contact Stepchang...

5
The wisest decision we made was to contact Stepchange when things were getting too much. They helped us get the space to breathe again. Reviewed on: 24th May 2025

They changed my life from spiraling out of control t...

5
They changed my life from spiraling out of control to finally being more in charge with my finances. Not one ounce of judgment at all, every agent I have spoken to is really nice and empathetic. I feel like a massive weight has been lifted from my shoulders Reviewed on: 1st May 2024

LIFE SAVERS

5
They have been a great help! With all the financual worries that I had I would not have been able to cope.They have literally saved my life. Reviewed on: 1st May 2024

Stepchange helped me get everything under control.

5
I reached out to Stepchange when my debt had spiralled thanks to the cost of living crisis. I didn't see a way out and was starting to really panic. After filling out all the information I needed to on their website I got to speak to an advisor over the phone to confirm the option I wanted to go with. The options that are available to you are well explained and the negative consequences of those options are also well explained. They are very informative, helpful and understanding and help you make the best choice based on what you have available to you. They helped me get my debt to a manageable monthly repayment and although I know I still have a long way to go, I know that with Stepchange's help I will be helped all the way. Reviewed on: 1st May 2024

in big frouble at the start,but stepchange turn this...

5
in big frouble at the start,but stepchange turn this around with thair exalant manament team Reviewed on: 1st May 2024

Friendly staff

5
Easy to talk to. No judgemental. Simple process. Helpful staff. Reviewed on: 1st May 2024

Wonderful Experience.

5
Wonderful Experience. Extremely helpful in everything Reviewed on: 1st May 2024

So helpful the relief that they were able to help me.

5
So helpful the relief that they were able to help me. Reviewed on: 1st May 2024

Don’t be afraid to reach out to stepChange and get y...

5
Don’t be afraid to reach out to stepChange and get your debts in control. They been great so far, I have 4 more payments (hopefully) left until I will be debt free and all thanks for StepChange. Reviewed on: 1st May 2024

Fantastic helpful people!

5
Fantastic helpful people! No judgement, just great help and advice. They take the weight off your shoulders and let you sleep easy knowing everything is under control. Thoroughly recommend. The best time to sort your debt out is yesterday but today is better than tomorrow. Sort it know and rest easy. Stepchange will help. Reviewed on: 1st May 2024

How to pay what you owe.

5
Been a client of StepChange for a number of years. I did not want to go down the IVA route I wanted to pay what I owed. With StepChanges help I have cleared my original debt of £65K down to £11K currently owed. They are very helpful and understanding. Reviewed on: 1st May 2024

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