Write a review

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16535 reviews)

View other StepChange products

4.95

Based on 16,535 reviews, last reviewed 9th May 2026

87550% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Really helpful and supportive service. Really helpful and supportive service. I feel I can breathe now knowing my finances are in order Reviewed on: 9th May 2026

Latest lowest rating:

1

Terrible advice - got me into very long term de... Very very poor advice got me into very long term debt I would never recommend this service. I should have just gone bankrupt, instead I was stupid an... Read more Reviewed on: 8th May 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16535)

Review of the StepChange, Debt advice:

No hassle no judgment help

Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

thank you Stepchange DMP Team

As I enter my last year of a DMP arranged by Stepchange with multiple financial providers I can’t thank them enough for their advice and support over the last 4 years. Sometimes they are slow to respond to e mails but do get back eventually. Long wait times for calls at busy times so I think adding a call back function would be good! Reviewed on: 1st May 2024

Fantastic charity very professional and put you at e...

Fantastic charity very professional and put you at ease straight away I would thoroughly recommend them. If you're struggling with debt and are worried, please contact them and they will put your mind at rest and go through all of your options. Reviewed on: 1st May 2024

If you have any sort of debt - contact StepChange.

StepChange fought mum’s corner and arranged a debt management plan with a credit card company for a debt that wasn’t hers. It belonged to another card holder on the account. She has never been in debt and StepChange sorted the debt out with the company for a debt repayment plan. If you have any sort of debt which you need help with, please get in touch with StepChange - they are helpfu, non-judgemental and very approachable- they also know how best to help. Mum now has peace of mind with the plan StepChange put in place for her. Reviewed on: 1st May 2024

Step change is an amazing company.

Step change is an amazing company. We were constantly worried about money and debt was accumulating because of interest. Having a debt management program has saved our lives Reviewed on: 1st May 2024

This year I shall be debt free thanks to steps provi...

This year I shall be debt free thanks to steps providing help and support a lifeline xxc Reviewed on: 1st May 2024

My money management with Stepchange has been so easy...

My money management with Stepchange has been so easy the staff are very professional and make this process so simple Reviewed on: 1st May 2024

Staff at stepchange are very helpful and compassion

Staff at stepchange are very helpful and compassion Reviewed on: 1st May 2024

Great debt management service , stops the hassle and...

Great debt management service , stops the hassle and worry from owing credit card debt that has spiralled out of control (mostly because of their charges)! Reviewed on: 1st May 2024

Excellent service

Very professional service. They are very helpful. Reviewed on: 1st May 2024

Could be better

I am overall pleased with the help I have received with my debts. If an issue arises I am responsible for contacting my creditors which is challenging with anxiety issues so I would rather they offered this service. Reviewed on: 1st May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt Collection
from High Court Enforcement Group 1.60 from 3 reviews
Debt Collection
from CCI Credit Management 5.00 from 1 reviews
Debt advice
from National Debtline 4.90 from 7 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 5.00 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub