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StepChange: Debt advice reviews

4.95
Based on 16,552 reviews, last reviewed 9th May 2026
88350% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

They absolutely changed my life Before I was told about step change or CCCS as it was, I was absolutely terrified of letters, phone calls or even a knock on the door. My neighbour to... Read more Reviewed on: 9th May 2026
David w's avatar
David w

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16552)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Stepchange

5
Helped us when we my wife had an accident without them we would have lost everything Reviewed on: 1st May 2024

I found myself in debt and contacted you and without...

5
I found myself in debt and contacted you and without any fuss you took away all my stress and worked out an affordable budget for me Reviewed on: 1st May 2024

Excellent

5
I have been treated excellently and with a high degree of empathy Reviewed on: 1st May 2024

Brilliant and helpful

5
Been with Stepchange for a few years and they have help me with my creditors. Slowly getting sorted but with their help it has been much easier to sort Reviewed on: 1st May 2024

Great stuff

5
They really did help! Would highly recommend Reviewed on: 1st May 2024

I hesitated too long because I was so embarrassed to...

5
I hesitated too long because I was so embarrassed to be in debt. When I finally plucked up the courage, Step Change were so kind and non-judgemental and we sorted out a manageable plan for me to become debt-free, A huge weight fell off my shoulders. Reviewed on: 1st May 2024

thank you Stepchange DMP Team

5
As I enter my last year of a DMP arranged by Stepchange with multiple financial providers I can’t thank them enough for their advice and support over the last 4 years. Sometimes they are slow to respond to e mails but do get back eventually. Long wait times for calls at busy times so I think adding a call back function would be good! Reviewed on: 1st May 2024

Fantastic charity very professional and put you at e...

5
Fantastic charity very professional and put you at ease straight away I would thoroughly recommend them. If you're struggling with debt and are worried, please contact them and they will put your mind at rest and go through all of your options. Reviewed on: 1st May 2024

If you have any sort of debt - contact StepChange.

5
StepChange fought mum’s corner and arranged a debt management plan with a credit card company for a debt that wasn’t hers. It belonged to another card holder on the account. She has never been in debt and StepChange sorted the debt out with the company for a debt repayment plan. If you have any sort of debt which you need help with, please get in touch with StepChange - they are helpfu, non-judgemental and very approachable- they also know how best to help. Mum now has peace of mind with the plan StepChange put in place for her. Reviewed on: 1st May 2024

Step change is an amazing company.

5
Step change is an amazing company. We were constantly worried about money and debt was accumulating because of interest. Having a debt management program has saved our lives Reviewed on: 1st May 2024

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