Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 16,675 reviews, last reviewed 12th May 2026
94300% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

When I was in trouble with my finances Step change w... When I was in trouble with my finances Step change were helpful, non judgemental and easy to talk to. Reviewed on: 12th May 2026
Patrick T's avatar
Patrick T

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16675)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Friendly supportive and caring

5
Very friendly caring supportive from the moment I contacted them every time I have contacted them they have always been very helpful and caring and have always managed to resolve everything in a friendly professional way Reviewed on: 1st May 2024

They helped a great deal.

5
They helped a great deal. I suffer from depression and panick attacks. I was so anxious but the people were very supportive and took there time to answer my questions. The were professional and helped a lot. Thank you. Reviewed on: 1st May 2024

7 years in from 40K in debt to under 5K best thing I...

5
7 years in from 40K in debt to under 5K best thing I’ve ever done Reviewed on: 1st May 2024

The whole process was very smooth from start to fini...

5
The whole process was very smooth from start to finish and therefore a lot of stress and worry was taken away from me, which is obviously a huge relief. I would wholeheartedly recommend stepchange to friends and family if they are in a similar situation to myself Reviewed on: 1st May 2024

StepChange have transformed my life

5
Stepchange have taken the burden of my debts and compacted them. They have done everything for me and it has taken so much stress and anxiety away, as i just didn't know what to do and was becoming ill because of my debts. Reviewed on: 1st May 2024

Helping to settle all loans in 1 monthly payment.

5
I'm thankful to StepChange to make all loans in 1 payment; To contact the creditors and they to understand some people have difficulties! Reviewed on: 1st May 2024

Helpful kind easy to talk to understanding

5
Helpful kind easy to talk to understanding Reviewed on: 1st May 2024

Helped get control of an awful situation

5
We have been with Stepchange for a number of years and cannot say enough in praise for their help, guidance and support in what was a devastating time for my family. They took the stress off my shoulders and took control of my spiralling situation. Reviewed on: 1st May 2024

Took pressure off

5
Step for change sorted everything for me setting up a debt management plan, I know it’s gonna be a long journey but feel less stressed knowing I’m doing something about it Reviewed on: 1st May 2024

Debts sorted

5
StepChange helped me when I was struggling under a mountain of debt. They took care of managing all my debts, and communicated with all my creditors. I just made my monthly payment, and now my debts are all paid off. I would highly recommend StepChange to anyone struggling with their debts. Now I can look forward to saving up to buy a house. Reviewed on: 1st May 2024