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StepChange: Debt advice reviews

4.95
Based on 16,675 reviews, last reviewed 12th May 2026
94300% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
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Latest highest rating:

5

When I was in trouble with my finances Step change w... When I was in trouble with my finances Step change were helpful, non judgemental and easy to talk to. Reviewed on: 12th May 2026
Patrick T's avatar
Patrick T

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16675)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

We wouldn't have managed to get clear of debt withou...

5
We wouldn't have managed to get clear of debt without the help of stepchange.We were due creditors a lot of money and it took a long time but we finally managed with the help from stepchange to pay everything off Reviewed on: 1st May 2024

Best decision i have made in years

5
StepChange have changed my life. I was in a financial pickle a year ago and was starting to panic, but was recommended to SC by family. With their support vs my options, i set up my plan and i am now making real headway towards becoming debt free. Reviewed on: 1st May 2024

Excellent service , they listen and very caring

5
Excellent service , they listen and very caring Reviewed on: 1st May 2024

Stepchange

5
Helped us when we my wife had an accident without them we would have lost everything Reviewed on: 1st May 2024

I found myself in debt and contacted you and without...

5
I found myself in debt and contacted you and without any fuss you took away all my stress and worked out an affordable budget for me Reviewed on: 1st May 2024

Excellent

5
I have been treated excellently and with a high degree of empathy Reviewed on: 1st May 2024

Brilliant and helpful

5
Been with Stepchange for a few years and they have help me with my creditors. Slowly getting sorted but with their help it has been much easier to sort Reviewed on: 1st May 2024

Great stuff

5
They really did help! Would highly recommend Reviewed on: 1st May 2024

I hesitated too long because I was so embarrassed to...

5
I hesitated too long because I was so embarrassed to be in debt. When I finally plucked up the courage, Step Change were so kind and non-judgemental and we sorted out a manageable plan for me to become debt-free, A huge weight fell off my shoulders. Reviewed on: 1st May 2024

thank you Stepchange DMP Team

5
As I enter my last year of a DMP arranged by Stepchange with multiple financial providers I can’t thank them enough for their advice and support over the last 4 years. Sometimes they are slow to respond to e mails but do get back eventually. Long wait times for calls at busy times so I think adding a call back function would be good! Reviewed on: 1st May 2024