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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18657 reviews)

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4.92

Based on 18,657 reviews, last reviewed 4th Jul 2026

188950% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

New life .. I have been with stepchange from the beginning and I hope next week is the end all the staff help trough this bad time I never made it without them al... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18657)

Review of the StepChange, Debt advice:

Amazing .... Thank You

I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Amazing company

The support I received from Step Change has been amazing. I felt like there was no way out, but they changed that for me and took the majority of the burden. Even after being with them for just a few months, they helped me set up a plan to tackle a new debt that had arisen, without any hesitation or criticism. Reviewed on: 15th May 2024

Without step change I could not have managed

Without step change I could not have managed Reviewed on: 15th May 2024

Careful understanding of my problem and clear advice...

Careful understanding of my problem and clear advice on possible solutions. Reviewed on: 15th May 2024

So helpful and easy

Stepchange have been sonhelpful helping me set up and manage a debt management plan. Took a huge weight off my shoulders and they were so great and easy to deal with. They always keep me informed so I know of any changes. Reviewed on: 15th May 2024

I found myself going down a rabbit hole of paying of...

I found myself going down a rabbit hole of paying off credit card, overdraft, loans and catalogue debts and seemingly getting nowhere of paying them off. My dad died recently and this, on reflection made my situation more hard to manage and I was burying my head in the sand.i had not had any arrears with my commitments but at the same time had hit a brick wall with the merry go round of paying these off month by month.i had contacted one of my creditors to explain my difficulties and they straight away told next contact Stepchange. Once I had made contact, gone through what I owed and agreeing on an amount each month to meet my payment to reduce what I owed I immediately felt the weight of everything leave my shoulders. That was around two years ago and I have gradually watched as my debt has gotten smaller and smaller ! I am so pleased with myself and am very thankful to Stepchange for their gracious help, understanding and non judgmental support in this matter. If you are experiencing any financial problems and find you are struggling like me then do not hesitate to make that first step ! Make that call and make positive changes in your financial life to help every day life brighter and more positive Reviewed on: 15th May 2024

Very helpful and always reassuring.

Very helpful and always reassuring. Dealt with my debtors and saved me having to contact anyone. The on going support is always there Reviewed on: 15th May 2024

Amazing service my life is back on track

Amazing service my life is back on track Reviewed on: 15th May 2024

Step change, nonjudgmental, understanding professionals

I went into step change debt management not sure what to expect. What I got was understanding and kind professionals who helped me to clear my debt as quickly as I could without negatively effecting my life. They helped me budget and see where I could drop some expenses without being judgemental or patronising. I would recommend this to anyone who needs help clearing their debts. Reviewed on: 15th May 2024

An absolute godsend of a service.

An absolute godsend of a service. Have helped me feel like a human being. I have never been judged but completely supported. Reviewed on: 15th May 2024

They where very helpful.

They where very helpful. Put my mind to rest. Stopped all the worry of getting lots of debt letters. Reviewed on: 15th May 2024

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