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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16680 reviews)

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4.95

Based on 16,680 reviews, last reviewed 12th May 2026

94550% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Fantastic I was initially overwhelmed by the process but overall it was so smooth, the agent I spoke to and the online processe were both easy and considerate g... Read more Reviewed on: 12th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16680)

Review of the StepChange, Debt advice:

I turned to step change in 2020 my marriage had bro...

I turned to step change in 2020 my marriage had broken down , and I was left with a lot of debts so I owed about 16000, at the time, iv been able to put all my debts as one payment, so far iv payed just over 6,000 pounds in the last 5 years I'm glad I did turn to step change, they have helped me sort out my debts and now iv been able to sleep at night Reviewed on: 24th May 2025

I have heard about StepChange about one friend of mine.

I have heard about StepChange about one friend of mine. She advised me to contact them, and I would like to say that I have done the right thing. I have spoken with few advisors, and they were very helpful and friendly. StepChange hepled me to choose the right decision for me. I highly recommend to anyone who may need help. Thank you. Reviewed on: 1st May 2024

Fantastic Experience!

I first approached StepChange in May 2018 and finished my plan in April 2023. It was a long road but they were extremely patient, friendly and non-judgmental throughout the entire experience. I rarely needed there assistance but when I did, it was promptly acted on and assured myself every step of the way. I managed to reduce £19,000 worth of debt in five years and it was such a simple process. I'll be forever grateful for the support and assistance they provided. Thank you! Reviewed on: 1st May 2024

So helpful and great advice great people to speak to...

So helpful and great advice great people to speak to give you plenty of time to talk Reviewed on: 1st May 2024

Life changing !

Step change , changed my life , got all my finances under control . I have learned how to budget and haven’t got in any more debt for five years . Friendly and really helpful service Reviewed on: 1st May 2024

Very helpful and understanding, not judge mental...

Very helpful and understanding, not judge mental at all. Reviewed on: 1st May 2024

Good customer service and very professional.

Good customer service and very professional. Reviewed on: 1st May 2024

Easy to research and the help is right there

Easy to research and the help is right there Reviewed on: 1st May 2024

Fantastic Company to use

I have twice used stepchange in sorting my debts out and both times they have been extremely helpful and professional. Never judgemental, always compassionate. Reviewed on: 1st May 2024

Sensible, workable debt management.

I was facing what felt like a mountain of debt. Stepchange talked me through what I had, showed me how to create a workable, sensible budget and spoke to the companies I owed to create a debt management plan that I could stick to and clear my debt. They have allowed me to breath easier again. Reviewed on: 1st May 2024

Every time i ring every body proffesiial

Every time i ring every body proffesiial Reviewed on: 1st May 2024

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