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StepChange: Debt advice reviews

4.92
Based on 18,655 reviews, last reviewed 1st Jul 2026
188850% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable institution Reliable institution that supports the client with the most update information and gives a great help with the finantial problems Reviewed on: 1st July 2026
Jose M's avatar
Jose M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18655)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Stepchange helped me regain control of my life.

5
Stepchange helped me repay a significant amount borrowed by same day lenders, that I wouldn't be able to pay otherwise. The customer service would always be very understanding and helpful at moments in need. I am really so grateful to Stepchange for literally helping me regain control on my life. Reviewed on: 6th May 2024

I’ve got this

4
helped me turn ‘I owe this’ into ‘I’ve got this’ thank you very much Reviewed on: 6th May 2024

Without the help of Stepchange we would have been pe...

5
Without the help of Stepchange we would have been penniless and out of a home, They took our case on board and due to our circumstances they advised a DMP Since being on this Plan we have sorted our finances out and still have a home.First class service the staff extremely helpful and knowledgeable and of cause none judgemental. Reviewed on: 6th May 2024

Extremely helpful online and by phone useful tools o...

4
Extremely helpful online and by phone useful tools on the website could use a flagging system when the money collected isn’t going to the right place Reviewed on: 6th May 2024

Amazing Company

5
I was terrified of my situation my marriage split up and everything was in my name, after picking up that phone to step change I have never looked back, they are so nice, they didn’t judge me at all and I’m so thankful to them. Reviewed on: 6th May 2024

Debt management plan

5
Very good customer service and easy to talk too Very understanding. Reviewed on: 6th May 2024

We have had a DMP with Stepchang since 2019 and the...

5
We have had a DMP with Stepchange since 2019 and their services are extremely good and non judgemental Reviewed on: 6th May 2024

I now sleep at night

4
During a time of difficulty they steadied the boat and helped me agree a plan with my debt suppliers. Not only can I now manage financially, I can also sleep at night. Reviewed on: 6th May 2024

I was drowning in debt, under pressure from creditor...

5
I was drowning in debt, under pressure from creditors not knowing what to do. Step Change took all that away, I now make an affordable payment each money, not hassle from the creditors. The team at Step change are so knowledgeable and reassuring. I feel at ease now. I would recommend every one in debt contact them. Reviewed on: 6th May 2024

I can sleep peacefully again!

5
The night after I contacted StepChange I slept properly for the first time in years. I wasn’t someone who considered themselves as a person with debt problems until I realised how many “small” debts I had. I just didn’t know how to get back in control. There are other “companies” that do this but charge a fee. StepChange is completely free and the staff are warm, kind and never judgemental. They also know their stuff. I couldn’t recommend them more highly. Reviewed on: 6th May 2024

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