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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16741 reviews)

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4.95

Based on 16,741 reviews, last reviewed 13th May 2026

97400% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

So lovely to deal with. So lovely to deal with. Don’t know where I’d be without step change. Reviewed on: 13th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16741)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

can only recommend

Professional & helpful. Great service, can only recommend. Reviewed on: 1st May 2024

No more sleepless nights

Non judgemental staff, great regular updates on my debts…. I can see them reducing. Most importantly I am able to sleep at night as I’m no longer worried about my finances and I can now see a day when I’ll be debt free. Reviewed on: 1st May 2024

Understanding, kind and helpful.

Understanding, kind and helpful. I've been using step change since 2020 since I lost my job every person I've spoken to from the start has been brilliant no rushing you just a calm caring service Reviewed on: 1st May 2024

Being able to sleep and have a life

Step change is peace of mind and being able to sleep again the help and understanding and not being judged is such a relief Reviewed on: 1st May 2024

Headache free management of my debts.

Headache free management of my debts. No “nasty” letters or phone calls. Monthly statements and annual revue of finances really helped keep everything on track. Best of all no one judged me for getting into a financial mess. Reviewed on: 1st May 2024

Affordable

You only pay what you can afford and they take care of the rest. Reviewed on: 1st May 2024

Completely non-judgemental & 100% confidential.

Completely non-judgemental & 100% confidential. Felt listened to and supported through the whole process. Reviewed on: 1st May 2024

They do all they can to help.

They do all they can to help. They understand the position you are in and how it affects you. Reviewed on: 1st May 2024

Change for the better

They afforded me a transformation of my life into debt free prospect Reviewed on: 1st May 2024

Very helpful and understanding customer service

Very helpful and understanding customer service Reviewed on: 1st May 2024

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