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StepChange: Debt advice reviews

4.95
Based on 16,689 reviews, last reviewed 12th May 2026
95000% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
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Latest highest rating:

5

gling witstepchah debt due to a illness and bein... I was struggling with debt due to a illness and being self employed , step change helped me work out a plan and stopped the sleepless nights . They ar... Read more Reviewed on: 12th May 2026
Jacki's avatar
Jacki

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16689)

Review of the StepChange, Debt advice:

No hassle no judgment help

5
Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Back in control!

5
There are very understanding and explained everything, instantly lowering my stress levels. Even offering support with my mental health. It takes time to get back in track, but it's good to know my finances are under control now. Reviewed on: 1st May 2024

It was really hard reaching out but call handlers ma...

5
It was really hard reaching out but call handlers made the process easy. Reviewed on: 1st May 2024

Stepchange help to ease the worry of debt management.

5
Stepchange help to ease the worry of debt management. They are with you every step of the way and their communication to all involved is first class. Reviewed on: 1st May 2024

Great advice and not judgemental.

5
Great advice and not judgemental. Helped so much. Reviewed on: 1st May 2024

Really helped me out of a difficult financial position.

5
Really helped me out of a difficult financial position. Very friendly and helpful. Also very expert in financial options. Reviewed on: 1st May 2024

Great Advice

5
From the onset, I had a one to one conversation, with a caring and knowledgeable advisor. A budget was drawn up and everything went smoothly. I am slowly clearing my debt at an affordable rate. Reviewed on: 1st May 2024

Very helpful and very polite they put you at ease fr...

5
Very helpful and very polite they put you at ease from the word go and you are under no pressure to agree to join Reviewed on: 1st May 2024

Best financial advice for debt management

5
I was drowning in debt and failing to know where to turn and how to manage. StepChange provided a reassuring assistance and helped advice and put in place a DMP with my budget to manage my debt and stop them rising. Reviewed on: 1st May 2024

Debt free thanks to Stepchange .

5
I was drowning in debt and couldn’t sleep at night until I contacted stepchange. They offered a non judgemental service and helped me to manage my debts, they dealt with all my creditors and took all the stress away from me. Within a few weeks of contacting them I had my plan in place and was no longer receiving calls and letters from people I owed money to. They do regular reviews of your finances to make sure you are making a manageable payment and slowing reducing your commitments. Reviewed on: 1st May 2024

Took the worry away.

5
Took the worry away. Excellent service. Reviewed on: 1st May 2024