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StepChange: Debt advice reviews

4.95
Based on 16,722 reviews, last reviewed 13th May 2026
96500% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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3%
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Latest highest rating:

5

My parents both past away my partner could not work... My parents both past away my partner could not work due to ill health i had all the debts to pay l was drowning I could not see a way out. I was at my... Read more Reviewed on: 13th May 2026
Michelle 's avatar
Michelle

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16722)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

All dread had gone after the initial call

5
With StepChange on board you always have someone to talk to, or you can manage your plan online. They help with every step of the way, without being judgemental. A great weight was lifted after I made the first call. Now our plan is nearly paid off. Can't thank them enough! Reviewed on: 1st May 2024

Feeling less stressed

4
They have helped me reduce my payments from £650pm to £250pm it was a massive relief, they have been so supportive and did all the work Reviewed on: 1st May 2024

Amazing service

5
Amazing service from the initial setup to answering any queries and resolving issues. Reviewed on: 1st May 2024

A human and pragmatic supportive approach always

5
A human and pragmatic supportive approach always Reviewed on: 1st May 2024

Get back on track

5
Step Change helped me get back on track and pay off all my debts in less than 3 years with an affordable amount. They also helped stop any interest. Reviewed on: 1st May 2024

Great customer service they resolve every issue with...

5
Great customer service they resolve every issue without the stress of contacting the debt companies yourself life changing service I highly recommend to anyone in debt needing help Reviewed on: 1st May 2024

Great service and company

5
Stephanie have helped me enormously with my debts I highly recommend this company if you are struggling with debt Reviewed on: 1st May 2024

Excellent service and support

5
They have supported me to consider my options, from first contacting them to now they have been really helpful and supportive particularly when discussing financial difficulties Reviewed on: 1st May 2024

StepChange have been excellent.

5
StepChange have been excellent. They have been efficient and helpful and have taken away from me the acute stress of having to deal directly with creditors. Reviewed on: 1st May 2024

Great Help

5
Very helpful & friendly service which made me feel like there is a solution to my debt problems & allow me to sleep at night. Reviewed on: 1st May 2024