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StepChange: Debt advice reviews

4.95
Based on 16,491 reviews, last reviewed 9th May 2026
85350% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

Excellent, easy to follow steps and advice. Excellent, easy to follow steps and advice. Reviewed on: 9th May 2026
Anthony M's avatar
Anthony M

Latest lowest rating:

1

Terrible advice - got me into very long term de... Very very poor advice got me into very long term debt I would never recommend this service. I should have just gone bankrupt, instead I was stupid an... Read more Reviewed on: 8th May 2026
Darren M's avatar
Darren M

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16491)

Review of the StepChange, Debt advice:

Supportive and Caring

5
Stepchange is the understanding, none criticising option for anyone who has unfortunately fell into debt I would sure recommend them. Reviewed on: 3rd August 2021

Desperate times sorted by StepChange

5
StepChange saved me during a very difficult time where my mental health did not allow me to focus and prioritise my money problems. Their step by step guidance and caring and supportive operators allowed me to establish an affordable plan that made my life easier and less desperate. Reviewed on: 6th May 2026

StepChange relieved so much stress by helping me man...

5
StepChange relieved so much stress by helping me manage my debt. Reviewed on: 6th May 2026

Desperate

5
At the time I had these debts I could see no way out of it till somebody told me about stepchange Reviewed on: 6th May 2026

Let StepChange help you manage your debt.

5
I was terribly worried about debts mounting up and couldn’t see a way forward. StepChange helped me by working with my creditors and coming up with a sustainable payment plan. I will be debt free in just under 3 years. I only wish I’d gone to them sooner! Reviewed on: 6th May 2026

One call

5
Best phone call I ever made lifted a weight off my shoulders helping me pay back my debts to my creditors at a manageable amount Reviewed on: 6th May 2026

Getting income under control

5
I was drowning in debt before I went to step change. But now it’s controllable. Reviewed on: 6th May 2026

Easy to use, very helpful

5
Easy to use forms, if there is a problem very helpful staff Reviewed on: 6th May 2026

Always helpful.

5
Always helpful. The website is easy to understand and use Reviewed on: 6th May 2026

Great service.

5
Great service. Great to see the whole payment goes to creditors. Reviewed on: 6th May 2026

Stepchange were recommend to me and it was the best...

5
Stepchange were recommend to me and it was the best thing anyone can do it took away the stress and anxiety and sleepless nights, it put me on the correct path. Reviewed on: 6th May 2026