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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18663 reviews)

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4.92

Based on 18,663 reviews, last reviewed 12th Jul 2026

126067% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Best thing I done to help me with my finances. When I first got in touch with step change I was a bit worried about it. A lot of questions were asked about my finances but the person I spoke to was... Read more Reviewed on: 12th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18663)

Review of the StepChange, Debt advice:

Step change have been my saviours

They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

StepChange was the only solution, with invaluable ad...

StepChange was the only solution, with invaluable advice - going through distress of debts, without any way out. Their professional help, advice and management plan, allowed me to have a proper night's sleep, after many a sleepless night. Reviewed on: 2nd May 2024

StepChange, the absolute stress-free solution

StepChange has taken the absolute stress of facing debtors and worrying about 'how am I going to pay my bills this month', away from me so that I could concentrate on daily life. The hardest part is collecting the information of your debt, so that StepChange can do the rest. Thank you! Reviewed on: 2nd May 2024

Thank goodness step change is around

Thank goodness step change is around they have take away the stress of dealing with debt which has massively impacted my mental health and thanks to them I can live again. Reviewed on: 2nd May 2024

A Very Helpful Charity

Gives plenty of financial and moral support - offered me a debt management plan which has helped my financial situation greatly. Representatives of StepChange were friendly and knowledgeable, giving plentiful advice and guidance pertaining to my finances. Reviewed on: 2nd May 2024

Real help with no judgement

Every person I’ve spoken to has been kind, compassionate, knowledgeable and helpful. They’ve taken so much stress away at a really difficult time. The website is easy to understand and navigate. Reviewed on: 2nd May 2024

Stepchange changed my life

I went to stepchange in 2020 when covid affected my income and I was struggling with my debt. They contacted all my creditors for me, which I had stopped doing, dodging calls and ignoring letters, as the anxiety that was linked to this was debilitating.their website is very easy to use, and within 24 hours I had a payment plan set up. I've just paid my last payment and I'm officially debt free, something that felt impossible 4 years ago. Reviewed on: 2nd May 2024

Once I contacted them in a worrying mess, they quick...

Once I contacted them in a worrying mess, they quickly put a plan in place. Its working well. I constantly get letters from my creditors, but thats normal apparently. They are very busy but greatly helpful. Reviewed on: 2nd May 2024

Very very helpful.

Very very helpful. Listened to my worries. Took their time to explain with everything, clear & with understanding Didn't make you feel bad about your situation. Reviewed on: 2nd May 2024

Anxiety is gone

I have use some other company to manage my debts in past - always something wrong. Then i changed to StepChange and from beginning it was good experience. Staff is very knowledgeable, understanding and non- judgemental. My plan is now more then three years in place and i can sleep without anxiety. I habe much bettet quality of life after started support with StepChange. Thank you. Reviewed on: 2nd May 2024

I am very happy with the service i am receiving, it...

I am very happy with the service i am receiving, it is an excellent to none. Reviewed on: 2nd May 2024

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